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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Instant Results

Monzo allow me to manage and track my expenditure instantly. I buy something, instant notification. Money comes in, instant notification. Monzo is the bank of the modern day and other banks are sorely lagging behind Reviewed on: 13th April 2021

Fast and helpful

Everytime I need to query something, they answer quickly and are incredibly polite too. I work for another bank and I constantly deal with the mess that appalling customer service has. Monzo doesn’t fail anywhere for me and the fact that they trust people to manage their own accounts is brilliant. I always recommend Monzo and will continue to do so! Reviewed on: 13th April 2021

My review

Been using Monzo for a few years and it’s one of the best banks I’ve ever used, all the extra features not with your normal account and the customer services team are amazing! Reviewed on: 13th April 2021

Just the best

Such an easy to use app, always reliable and instant transactions Reviewed on: 13th April 2021

Modern and fresh

They never fail to offer the best, modern banking services. Reviewed on: 13th April 2021

Makes banking so easy!

I’ve been with Monzo for a long while now, I have never once had a problem. Monzo is the easiest way to bank and the most hassle free, no more high street banking for me ever! Reviewed on: 13th April 2021

Simple to use

Great bank, customer service exceptional, user friendly app! Reviewed on: 13th April 2021

A break from the norm

This might not be accurate, but it seemed like Monzo were so progressive in their offering that other have started paying attention to what customers might actually want. Monzo's app is still much better than the competition, as well as being more user friendly. Reviewed on: 13th April 2021

Best online banking

I never had any problems with Monzo Reviewed on: 13th April 2021

Great quick service

Fast and efficient service that is always working and never down Reviewed on: 13th April 2021

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