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Monzo: Current Account reviews

4.92
Based on 17,224 reviews, last reviewed 6th Dec 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025
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Anonymous

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
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Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Great account and community

5
I always know where monzo is headed. feel like I'm on the journey with them Reviewed on: 19th January 2020

Excellent for money management. A must have product in my mind

5
Monzo has been an excellent tool for managing my money. Simply by making it so easy to see what I have and how I'm spending it. I check my Monzo on average twice per day on top of the usual checks when I make a transaction and I get the iconic Monzo notification sound. Just doing that means I am in control of exactly what I have meaning I tend to save more and spend wisely. Even if it means delaying a purchase until next month just to spread out my outgoings. Reviewed on: 19th January 2020

Amazing bank, amazing customer service

5
Monzo is made by people for the people. It has many different tools that can help you with your banking and spending. The customer service are always very friendly and ready to help. Reviewed on: 19th January 2020

Decent account

3
Bonus havin the quicker payments. Better than a lot of day to day banks but not as good as starling in my opinion as the app needs more work to complete with the simplicity of starling Reviewed on: 19th January 2020

The strength is in the tools they provide

5
The extra facilities to help manage your finances are what makes the difference, no more exporting to spreadsheets via convoluted logins, it’s all right there in your account. Reviewed on: 19th January 2020

Amazing app and easy to use

5
They’re always coming up with useful items to improve the app and the customer experience. I’ve recently closed my Starling account as Monzo is easier to engage with and has a much better UI. Reviewed on: 19th January 2020

Excellent

5
Favourite bank very good very effective Reviewed on: 19th January 2020

Easily the best Current Account Out There!

5
Monzo has to be the best Current Account Provider in the country. It offers a seamless joining process, simple and easy to use app interface, and is constantly bringing out new features. I love it and won't use anything else. Reviewed on: 19th January 2020

Simply the best!

5
User friendly UX and app and quick, fast, efficient and reliable. A bank I can trust Reviewed on: 19th January 2020

Great Modern Bank

5
Great Modern bank with customer service available with a click or call. The best pots features in an app Reviewed on: 19th January 2020

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