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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Of course the best bank!!

Giving the customers what they want. It’s a simple model, yet so many other banks fail to realise it. No doubt, the best bank. Reviewed on: 13th April 2021

Great service

Monzo is most, helpful bank good customer service great banking features you can get early pay day it’s the best. Reviewed on: 13th April 2021

Amazing bank

Loved monzo since I first joined. They've got one of the best customer services and are always releasing new stuff that benefit us. Reviewed on: 13th April 2021

great banking app

I love this card and the different pots you can create, helps with saving. Reviewed on: 13th April 2021

Excellent

I great bank that think about the way we now live and use our money. Reviewed on: 13th April 2021

Satisfied.

Never had problems, app easy to use, good and friendly customer service. Reviewed on: 13th April 2021

Great and easy

Monzo bank is really simple to use and such a great app as well. Byfar the best bank i have used. Having various pots is what made me join, it really helped me ensure that all my bills where paid and i knew exactly what i was left with each month. Reviewed on: 13th April 2021

Monzo is AMAZING

Monzo helps me save better, they have amazing customer service and I love how it helps you track your spending all in one app! I'm a big fan! Reviewed on: 13th April 2021

The best bank in UK!

Monzo is a phenomenal bank, the app is so easy to use, very efficient and straightforward. The notifications received, approval of certain payments etc... reiterate the usefulness and easy accessibility of the digital bank itself. Best of the best!!! Reviewed on: 13th April 2021

Such a great app

Very good banking app. Much easier, faster and more functional than the apps and processes used by the bigger banks. Reviewed on: 13th April 2021

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