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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17284 reviews)

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4.92

Based on 17,284 reviews, last reviewed 24th Jan 2026

2750% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy for daily spend and also especially while you a... Easy for daily spend and also especially while you abroad as well and customer service in touch efficient Reviewed on: 24th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17284)

The best

Simple to use, great UX with so many useful features build on the app - from loans, to savings you can have it all in one bank, with no fees associated. Also free EEA withdraws! Reviewed on: 24th January 2020

Great bank and security is number 1

Monzo seems to be a top class bank and the customer service is amazing I have rated them 5 stars every year I’ve been with them. Security is also very tight and okay the temporary account hold can be hard work but once your in contact with the customer service and provide details of whatever it was that flagged the account. I’ve only had this happen once when a large amount was paid in to my account. One little niggle is charge backs are hard work at times when paying for something which didn’t arrive and then having to go through the process of providing screen shots of the invoice etc and emails to the merchant. The chargebacks take a lot longer than a high street bank but of course Monzo do not have branches and all is done online. Current accounts, joint current accounts and investments are good. The savings pots are a good idea but interest rates aren’t huge but this is expanding a lot. Reviewed on: 24th January 2020

I am happy

Creative with good experience Hdhdjcij Reviewed on: 24th January 2020

Best overall bank

Customer service is efficient, great fx rates to spend abroad, very user friendly app, lots of saving options, best international transfer rates (in partnership with Transferwise) and to top it off super flashy bright coral colour debit card (looks amazing). It has all you need. Reviewed on: 24th January 2020

Feature-rich, clear, easy to use

By far the best banking experience I've had. The whole product is feature-rich (from the app to integrations, such as open APIs, Google Pay [COME ON, BARCLAYS], etc). Immediate transaction updates, actually useful reporting, simplicity in sending money to friends... Just brilliant. Reviewed on: 24th January 2020

Amazing bank.

A great bank. The app is full of useful features for managing your money and is community driven so is always getting better! Reviewed on: 24th January 2020

Best bank

The best features and changed the uk banking sector! Reviewed on: 24th January 2020

Proud, and sharing

Since joining mono, during it's first year, it has got better and better, to the point I effectively sell there features to everyone I meet and now most people who know me now have mono, the power of customer service finally wins We ask they listen Reviewed on: 23rd January 2020

Flawless, for now

Everything has been great for now (I'm a bit worried about these users reporting their account being closed, as I'm using it as my main account. Reviewed on: 23rd January 2020

Most I know have one

They are very consumer focused and keep us updated and I feel looked after I get a reasonable response for an online bank that does not interrupt my day to day work by calling hight street banks on my break. Suits my lifestyle perfect Reviewed on: 23rd January 2020

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