Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Finally a bank which understands how technology should be used and what customers actually want

5
For far to long banks have been run by ageing institutionalised morons who have dictated how customers should use their bank. They've failed to keep up with technology, or understand the changing needs of a customer. Monzo saw this, and has built a bank that put's its customers and technology first. Their transparent approach to t&cs, and charges, has built trust, something which other banks, with their incompetence shattered. Monzo has been the driving forced other banks needed, but sadly they're so fixed on what was, they're incapable of keeping up with Monzo. RBS has tried so hard to mimic the Monzo app (if that isn't an indictment of innovation I don't know what is), yet RBS still can't get it right (RBS are really bad btw, avoid avoid avoid). Reviewed on: 13th April 2021
Martin's avatar
Martin

Absolutely love Monzo

5
The best bank for 2021! The app is so easy to use, and with my friends who have monzo it's incredibly simple to pay them back. It's very easy to get in touch with support and I've always received a fast and helpful response. Absolutely love Monzo and I tell everyone to switch to them Reviewed on: 13th April 2021
MichelleDS's avatar
MichelleDS

Impossible to go back at this point

5
It makes my old account seem needlessly painful. Saved so much time just doing the usual things and can see how I’m spending. Reviewed on: 13th April 2021
mkr's avatar
mkr

Outstanding Bank

5
I’ve had nothing but good experiences with Monzo. Even using their “Lab” features has been seamless but more than anything, the transparency to customers is unparalleled Reviewed on: 13th April 2021
Michael's avatar
Michael

Easy and great service

5
Very easy to use and fantastic to use abroad. Great exchange rates. The support function is superb with people who know what they are doing! Reviewed on: 13th April 2021
Rupert Denny's avatar
Rupert Denny

The best bank EVER

5
A really customer led, inclusive, forward thinking company that has revolutionised my relationship with money. Thank you monzo! Reviewed on: 13th April 2021
Catherine 's avatar
Catherine

No other Bank touches Monzo

5
This is the bank of the 2020s....fast, fluid and smartphone adapted. I simply can't use other banks Reviewed on: 13th April 2021
Olu's avatar
Olu

BEST BANK!

5
Banking with monzo is by far the best way to bank! Everything is so easy, the options to creat pots etc is so helpful and I would never bank with anyone else now! Reviewed on: 13th April 2021
Emma Gifford's avatar
Emma Gifford

Mobile first

4
Monzo helped me be much closer to the comings and goings of my money. It's convenient, easy to use and the customer support is great. Reviewed on: 13th April 2021
Tom's avatar
Tom

Best online bank

5
I m using this bank since three years without single problem Reviewed on: 13th April 2021
Muhammad qadir 's avatar
Muhammad qadir

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill