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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Brilliant

Best bank so far, I applied for many bank accounts and it was only monzo that accepted me. I've had no problems whatsoever with it and it's so easy to use online. Reviewed on: 13th April 2021

Easy Banking

So easy to keep track of my spending and make payments to friends and family Reviewed on: 13th April 2021

Best Bank

Once you go Monzo, you never go back. Reviewed on: 13th April 2021

Fantastic

Just the best when help needed always there when in came to changing from high Street to online monzo was recommended to me happy I made the change to monzo Reviewed on: 13th April 2021

Best bank

Really easy to use through the app, great customer service Reviewed on: 13th April 2021

My finances have never been so organised!

Without Monzo I think my finances would still be a mess! But I have been able to understand where my money goes each month, and finally get on top of my finances. Even saving up has been so easy! Reviewed on: 13th April 2021

Can never go back to a traditional bank!

Monzo has literally been life-changing. Gone are the days when I had to go to a physical bank just to get a statement for a specific date range. Now I have access to everything to do with my account through a very intuitive app. I even pay for Monzo plus for the American express integration! Reviewed on: 13th April 2021

Wouldn't bank anywhere else!

I have been with Monzo since before they were Monzo and it has been the best decision I could make. The app is second to none and has so many features that I love. Keeping track of repeat payments, categorising my expenses and making expenses claims a breeze. I have given Golden Tickets to loads of people and all of them are in love with Monzo now. Reviewed on: 13th April 2021

Best bank easily

This bank is amazing so easy to use been using a while now such an amazing account Reviewed on: 13th April 2021

The best bank

The title says it all. Very user friendly app, best services, best customer services as well Reviewed on: 13th April 2021

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