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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19244 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Great bank really responsive

Always have prompt response to any queries. App is easy to use too. Reviewed on: 13th April 2021

Simple and easy

I was sceptical of new banks but compared to my old high street bank, I have nothing but praise for Monzo. They have assisted me with chargebacks where my old bank didn’t even entertain the idea and have prevented fraud quicker than my old bank. The app also allows me to control my spending better. Reviewed on: 13th April 2021

Awesome

Best bank ever. Highly recommended to everyone Reviewed on: 13th April 2021

Best banking account

Easy to use and convenient app to keep to top of your finances Reviewed on: 13th April 2021

Amazing budget banking looking after your money

Easily manage your money and check spending wherever and whenever. Super simple and secure to bank with Monzo! Thank you! Reviewed on: 13th April 2021

The best user experience, the best bank no one can beat!

Monzo is so good, easy to use makes a massive difference in the everyday life and also abroad. Reviewed on: 13th April 2021

Absolutely love it

So easy to use! I have finally learnt to budget and save thanks to monzo! Reviewed on: 13th April 2021

Most probably the best online bank

Changed from your typical highstreet bank. And it's the best decision i have made, brilliant service from Monzo Reviewed on: 13th April 2021

it is practical, convenient and safe

Monzo offers a ,great and easy to navigate service. reliable and practical. Reviewed on: 13th April 2021

Modern Banking

I bank with Monzo because they are responsive. If I buy something, it shows on my account a second later. If I lose my card, I can freeze it and/or order a new one at the touch of a button. Transferring money is a cinch. Setting up savings 'pots' helps me budget for the month. To be honest, I bank with Monzo because of how good their app is. Reviewed on: 13th April 2021

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