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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Finally a modern bank

4
I feel like Monzo was front line in a lot of features that are standard nowadays in online banking. Due to not having physical branches, they showed other banks that it is possible to trust customers without seeing them. This has created a revolution in how banks operate online. Reviewed on: 13th April 2021
Antero Duarte's avatar
Antero Duarte

Really good bank

5
Amazing customer service, amazing app and amazing bank Reviewed on: 13th April 2021
Keir 's avatar
Keir

Monzo is amazing!

5
Monzo is the easiest bank to interact with on a day to day basis which makes it the best bank for modern life Reviewed on: 13th April 2021
George 'Greggers' Atkin's avatar
George 'Greggers' Atkin

Ease of Use

5
Easy to use and keep track of spending with card alerts both at home and abroad Reviewed on: 13th April 2021
Jackie's avatar
Jackie

Easy to use

5
I find Monzo so much convenient and easy to use... the customer care services are wonderful and friendly Reviewed on: 13th April 2021
Sharon Otieno's avatar
Sharon Otieno

GREAT BANK

5
Monzo is a great bank , push notifications for every transaction and pots for putting money aside from main balance and budgeting tools are all great features that alot of banking services don't provide and getting paid a day early is also a great feature what more is there to ask for Reviewed on: 13th April 2021
john's avatar
john

THE best bank!

5
This bank is a trailblazer. The mere fact that others banks copy, or emulate the way in which it functions is testimony to how good it is. Imitation is the highest form of flattery. Bravo Monzo, keep it up! Reviewed on: 13th April 2021
Aled Pritchard 's avatar
Aled Pritchard

Great for money management

5
I absolutely love using Monzo. It helps me monitor my monthly sending easily. My whole family uses it! Reviewed on: 13th April 2021
Laide's avatar
Laide

Great and modern

5
A bank which has actually decided to break out of the norm, and create a current and modern digital experience that actually works. Could do with a web view, but we can't have everything in life! Reviewed on: 13th April 2021
Sean Wood's avatar
Sean Wood

Banking Upgraded

5
Monzo makes banking fun and easy. From instant updates when spending to drawing yoursalary the day before. Organising my money had become enjoyable rather than being a chore Reviewed on: 13th April 2021
Hawley31's avatar
Hawley31

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