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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Quick, convenient, amazing communication!

Monzo is great to manage everything for an app on your phone. I love the instant notifications, it makes me feel safe about all Bank transactions. I love that I can enter a live chat if I need any help or to dispute any transactions. They are always quick to respond. Also its a great card for travelling! Reviewed on: 13th April 2021

Perfect online bank

Simple and easy with a brilliant app that I can't live without! I also use Monzo for my business too. Reviewed on: 13th April 2021

Simply the best

So many firsts for this one, however new and small, leading the pack! Reviewed on: 13th April 2021

I love it

I love the monzo app and how easy it is to transfer money to friends and acquaintances. I can also transfer to foreign bank accounts easily which isn't always possible. I am totally happy with Monzo but I wasn't impressed with NatWest who I was with before. I couldn't recommend them highly enough. Reviewed on: 13th April 2021

The most effective banking service

I have had other banking experience in England ,Monzo seems to be the best ever. Reviewed on: 13th April 2021

Simple banking

By far the easiest and best banking system I’ve ever known ,super efficient, super fast transactions , and totally transparent.. no hidden costs or extra charges Reviewed on: 13th April 2021

So clever and stress-free

I like Monzo because it helps me to stay on track with all transactions. I like the easy to use features, layout and I haven't had any issues with the app. I would never go back to any of the high street branches I used back in the day. Reviewed on: 13th April 2021

Great Bank

This bank puts all other banks to shame Reviewed on: 13th April 2021

Fast and user friendly app

Unlike other banking apps, Monzo's has been designed with customer focus being the top priority. The app is seamless and fast and doesn't feel like a website retrofitted for apps. Also really appreciate the lack of security theatre with Monzo. Reviewed on: 13th April 2021

Quick, easy and helpful

Monzo has a lot to offer. The app is really easy to use and gives clear definition of what your expenses are and you can organise them too. This makes budgeting easier. The customer service team also responds in a very quick and friendly manner wanting to solve your queries/issues as soon as possible. There are ways it can still improve but this will come with continued growth. Reviewed on: 13th April 2021

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