Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

View other Monzo products

4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17222)

Excellent Account

Interaction and nature of their account offering is excellent. Reviewed on: 13th January 2020

Fantastic bank

Can't think of a bank that has ticked all the boxes for me like Monzo has. Who needs branches when I have my phone and the ability to speak to someone through the app Reviewed on: 13th January 2020

Simple, easy banking

The most empathetic, transparent and forward thinking bank around Reviewed on: 13th January 2020

Excellent bank

Superb customer service, easy to use, managing to save easily and locked and hidden savings pots Reviewed on: 13th January 2020

Amazing

Got so many pots open, helping me save money Reviewed on: 13th January 2020

Best bank ever used!!!!

So long high street banks! Been with Monzo since the BETA stage and when the pre-paid card was your only card you could use. Had a lot of faith in Monzo ever since the beginning, and even when told there was no plans for business accounts I still continued to use Monzo for my personal account due to the simplicity, instant notifications, clear summary, API support, etc (list goes on). Obviously business accounts now exist and i am happily using one along side my current account and joint account with Monzo. Monzo's support has always been quick at responding (except recently as the Bank has had a large amount of new customers and more people are now using Monzo as their main bank, but i believe they've overcome this issue now or at least improved), you'll find the support are always happy to help. It would be nice for the support to have a priority option on the request (yes they have the urgent flag), but sometimes its nice to ask a not so important question that you don't mind waiting for a response for a few days or so (so low, medium, high type thing), asking a not so important question and getting a response in an hour or so makes me feel bad, as anyone with an urgent request may be waiting to be responded too. Monzo's built a great community around the bank, loads of threads / topics being discussed everyday and even the developer channel on Slack has grown so much theres always something going on, when you have a community building side projects, helping with designs and coming up with great ideas, thats when you know you have a valuable business. Keep up that amazing work! Reviewed on: 13th January 2020

Spending

Using Monzo for almost 4 years it has dramatically changed the way I spend money and I can keep control of budgets in different spending categories. Reviewed on: 13th January 2020

Modern bank

Fantastic app, great customer service. Constantly innovating and ethical. Tools to help manage spendature and more. Much better than any 'legacy' bank. Reviewed on: 13th January 2020

Ideal & user friendly bank

Quick and easy to open a new bank account. The app makes online transactions secure and allows you to quickly authorise payments. Reviewed on: 13th January 2020

Best Bank I've used!

Brilliant app and customer service Reviewed on: 13th January 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Current Account
from Bank of Ireland 4.15 from 13 reviews
123 Current Account (discontinued)
from Santander 4.17 from 1252 reviews
Select Platinum Current Account
from RBS 3.91 from 41 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2512 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub