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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Proper Modern Banking - Future Proof

This bank is designed for Gen-Z and adapted as per fast moving needs of world. Reviewed on: 13th April 2021

Brilliant - easy and I like the way the app is used to verify payments when shopping or paying bills on line.

I switched to Monzo as my main bank in June 2020. I just preferred how my spending showed in real time and not as pending. It’s great for budgeting too. Reviewed on: 13th April 2021

Monzo

Great bank, always quick to resolve any issues and so easy to keep track of spending Reviewed on: 13th April 2021

Best for everyday use

I have been using Monzo since 2016 and I have loved the simplicity of this app. This app have became my day today transaction machine. Pots are super useful for managing your spends for different category. Loved this app and simplicity. Reviewed on: 13th April 2021

Fantastic Bank

Fantastic bank, excellent service. So easy to use and love Monzo Reviewed on: 13th April 2021

Love the app

Easy to use and see what is going in and out of the account Reviewed on: 13th April 2021

Modern interface, helpful support

Love how regularly the app is updated and improved - a real change from what I’m used to Reviewed on: 13th April 2021

No bank compares

I love Monzo and cannot fault it at all. Always great customer service too. The only recommendation I have is expanded Monzo, simular to Revolut, and introduce trading etc Reviewed on: 13th April 2021

Best Internet banking

Monzo are by far the best bank I have used, there customer service is second to none Reviewed on: 13th April 2021

Excellent

I have never had trouble in any shape or form. Reviewed on: 13th April 2021

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