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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great

5
Such a good bank and its good that its all online. There app is so easy to use and they always help you when needed Reviewed on: 13th April 2021
Luke Moseley's avatar
Luke Moseley

Awesome app

5
I love Monzo. I’ve been using it for 4 years and never had any issues. It helped me organise and save money! Reviewed on: 13th April 2021
Diana's avatar
Diana

Efficient, friendly and professional

5
The bank protects its customers and at the same time is efficient, quick to respond to queries and customer friendly Reviewed on: 13th April 2021
Irene Taiwo's avatar
Irene Taiwo

Innovative, customer orientated banking

5
Great app design; prompt, friendly and helpful customer service; has features I didn't know I want. Reviewed on: 13th April 2021
Laidbackjack's avatar
Laidbackjack

Best experience overall

5
Monzo not only helps me to stay on top of my finances with an UX which is slick, modern, intuitive; But they top it all with a customer service second to no one. They went the extra miles with a critical fraud management issue for me and the process was 11/10. Thank you Monzo Reviewed on: 13th April 2021
Sergio Coppola's avatar
Sergio Coppola

Quick, convenient, amazing communication!

5
Monzo is great to manage everything for an app on your phone. I love the instant notifications, it makes me feel safe about all Bank transactions. I love that I can enter a live chat if I need any help or to dispute any transactions. They are always quick to respond. Also its a great card for travelling! Reviewed on: 13th April 2021
Jenny's avatar
Jenny

Perfect online bank

5
Simple and easy with a brilliant app that I can't live without! I also use Monzo for my business too. Reviewed on: 13th April 2021
Lee Rennie's avatar
Lee Rennie

Simply the best

5
So many firsts for this one, however new and small, leading the pack! Reviewed on: 13th April 2021
abel@a3le.com's avatar
[email protected]

I love it

5
I love the monzo app and how easy it is to transfer money to friends and acquaintances. I can also transfer to foreign bank accounts easily which isn't always possible. I am totally happy with Monzo but I wasn't impressed with NatWest who I was with before. I couldn't recommend them highly enough. Reviewed on: 13th April 2021
Lucy Edelstein's avatar
Lucy Edelstein

The most effective banking service

5
I have had other banking experience in England ,Monzo seems to be the best ever. Reviewed on: 13th April 2021
Sikirat Augoye's avatar
Sikirat Augoye

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