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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Great service

Monzo helps me budget effectively by providing me with a summary of how much I spend on different things like travel ,grocery etc on a monthly basis Reviewed on: 13th April 2021

Great Bank

Easy access and easy app to use with good intrest and sevice Reviewed on: 13th April 2021

Changed how I think of money

I have given up all my accounts will high streets banks and now only use Monzo for everything. I’ve never felt so in control of my own money. Reviewed on: 13th April 2021

Just simply the best

Very user friendly. Easy to use. Who needs a high street? Reviewed on: 13th April 2021

Best bank ever

Nothing is to much trouble the app is straight forward and clear and if you need help their a message away having been with them over a year I wouldn't go back to an ordinary bank now the sweeping of money rounded up works well and helps you save the pots gives you clear vision to your goals and if your paid by bacs getting your money after 4pm the day before you should is amazing! Reviewed on: 13th April 2021

Excellent Bank

Been with Monzo since nearly the beginning and they are brilliant. They have just got better and better over the years. The app is fantastic. Customer Service so responsive and helpful. Best part is when using your card abroad. Excellent exchange rates and no hassle. Reviewed on: 13th April 2021

Very good baking app

I love this App and how easy it is to use!! Reviewed on: 13th April 2021

Fantasia bank

I was persuaded by my wife to open a Monzo account - as usual she was right. The account is superb with the ability to move money into pots to handle monthly bills. Also the ability to transfer into a saving pot is really easy and useful. Monzo - it’s the best bank by far Reviewed on: 13th April 2021

lovely customer service and app

the app makes banking very easy, Monzo feels personal and communicative with policies I have encouraged everyone I know to join for the card! Reviewed on: 13th April 2021

Best fast working bank, easy to use, easy to sort out anything

Honest hard working people that would talk to you if there is any problem with your account. They always notify you whenever you use an atm, the whereabouts and timing of you using the atm. Reviewed on: 13th April 2021

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