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Monzo: Current account reviews

4.93
Based on 19,252 reviews, last reviewed 11th Apr 2026
98900% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026
David's avatar
David

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19252)

Best bank

5
Easy to use. Love the sound when you pay money in or out. Good deals Reviewed on: 13th April 2021

Best bank

5
I have been with monzo nearly 3 years and i absolutely love it, it is straight forward what you see is what you get. Wouldn't change to any other bank Reviewed on: 13th April 2021

Refreshing Money Controll

5
Monzo have allowed me a clearer understanding of avaliable balance and separate general spending from expected bills and outgoings. Compared to traditional banks Monzo is a refreshing and modern approach Reviewed on: 13th April 2021

Best bank

5
Best bank, change over from Barclays, customer care is always on point Reviewed on: 13th April 2021

Amazing bank

5
Monzo is an amazing bank for UK customers Reviewed on: 13th April 2021

MONZO is the BEST bank ever!

5
Since I had Monzo for almost 3 years now, I am really relax with my account not feeling worried unlike any other bank, Monzo solves even the little issue you encounter. And it’s so secure to bank with them. I often recommend it to people as I am really very happy with their services. Loves the features of informing you every money that comes in and out of your account plus the 1 day advance to have the money in your account after 4PM features is great. Also their virtual cards to separates bills. I have a metal card that cost £15 a month which covers phone insurance, worldwide travel insurance, discounted airport lounge access, credit tracker, free withtdrawals abroad, 5 free cash deposits a month etc. Keep up the good work! Reviewed on: 13th April 2021

Excellent features

5
Fantastic bank! I had it originally for funds for a holiday a couple of years ago as it was free to use card abroad. However the features an control of your money are great an it quickly became my only bank account. Twice I've had to contact customer services an both of those times were easy an super friendly people an let's face it its normally a call you dread making Reviewed on: 13th April 2021

The perfect bank

5
Never had any issues. Love the pots, makes it easy to budget and save. Always get compliments on the colour of the card Reviewed on: 13th April 2021

Modern

5
Monzo is the future. Unlike dinosaur banks like HSBC Reviewed on: 13th April 2021

Helpful, thoughtful and customer focused

5
Whether it's saving a little bit of money, getting my finances in order, having clear options to enhance my account, or giving and getting money from friends, Monzo makes it easy. Reviewed on: 13th April 2021

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