Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,407 reviews, last reviewed 26th May 2026
25% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026
Donna h's avatar
Donna h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19407)

The future of banking

5
Very easy app to use, can manage your money incredibly well with budgets, saving pots, rounding up transactions just to name a few. I have used 5 different banks in my time and there is nothing that comes close to Monzo. Reviewed on: 13th April 2021
Cal Walker's avatar
Cal Walker

Best bank

5
Has really helped me with making sure everything is paid on time, and keeping me informed with where my money is going. Reviewed on: 13th April 2021
Candice Allen's avatar
Candice Allen

Best bank i have ever used! A*

5
I have been with a lot of banks and building societies growing up and I wanted something where I could really understand my money and categories in which I am spending. With monzo everything is amazing from the GUI of the app to the fast response live chat customer service I am very great full to such bank and for them helping me to be more financial smart for the future. Reviewed on: 13th April 2021
David randell's avatar
David randell

Best bank

5
. Reviewed on: 13th April 2021
Liviu Preda's avatar
Liviu Preda

The best bank in the world

5
Monzo are amazing...always there to provide help and support and their app is so user friendly. The pots functionality makes managing your money easy. Reviewed on: 13th April 2021
Emma Deabill's avatar
Emma Deabill

Greatest UX system ever designed for banking.

5
MONZO have offered a phenomenal millennial banking experience. They show how banking should be done in the 21st century. Reviewed on: 13th April 2021
Solomon Olaleye's avatar
Solomon Olaleye

Best online bank

5
Easy to use and everything I need without going into an actual branch. Lots of great features too Reviewed on: 13th April 2021
Annam Mehreen's avatar
Annam Mehreen

Absolutely brilliant

5
Excellent service. Particularly ability to pay direct debits and bills from pots. Reviewed on: 13th April 2021
Taz Babiker's avatar
Taz Babiker

Super intuitive banking app

5
Monzo's banking app has been such a pleasure to use! It is straightforward and beautiful! The saving and spend tracking functionality is amazing! Love this bank! Reviewed on: 13th April 2021
Danielle Human's avatar
Danielle Human

Monzo has changed my life and I'll never go back

5
Monzo has honestly changed the way I handle money. By giving me such a clear and quick overview of how much money I have, instantly showing payments and letting me organise my money in seconds. It has given me a clear picture of my money at all times and allowed me to save, pay off debts and live without always worrying. Reviewed on: 13th April 2021
Hayley Price's avatar
Hayley Price

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3174 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 944 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1133 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill