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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Blows away regular banks

5
When I first got introduced to Monzo, it was just night and day compared to my previous bank. As soon as your card is accepted on a terminal, you get a notification from the app immediately. With old banks, you are lucky to see your transaction within a day. Their customer support is great too, needed to transfer 10k+ to my NS&I account and the support rep very quickly gave me the ability to transfer extra funds. Best feature is being able to create shared tabs for me, this allows me and my partner to automatically split our rent and utility bills and see them all in one place. Reviewed on: 13th April 2021
Callum Parkinson's avatar
Callum Parkinson

Absolutely fantastic.

5
Brilliant bank. Brilliant customer service and so simple! I wouldn’t change. Reviewed on: 13th April 2021
LCreamer's avatar
LCreamer

The best bank I have had!

5
Love the fact everything is instant you can see what you have spent and come in straight away. You can also have you savings all in one place. And i can us it abroad with out lots of extra charges! I got the teenager kids on it to show them there spending - which is also gives you a year over view so it puts it in to perspective of what they have spent! Simply awesome! Reviewed on: 13th April 2021
Rebecca 's avatar
Rebecca

awesome bank

5
Monzo have changed the game. They make banking fun and intuitive and move the control back to consumers Reviewed on: 13th April 2021
Joshua Clark's avatar
Joshua Clark

Everything at your finger tips.

5
Fantastic bank, attention to detail is second to none. Decision making happens in an instant when applying for a product. The perks the company offer are great l, the all is amazing. There is nothing I don't like about Monzo and lots I don't like about all other banks I have used. Reviewed on: 13th April 2021
Will's avatar
Will

Great service

5
Monzo helps me budget effectively by providing me with a summary of how much I spend on different things like travel ,grocery etc on a monthly basis Reviewed on: 13th April 2021
Desiree's avatar
Desiree

Great Bank

5
Easy access and easy app to use with good intrest and sevice Reviewed on: 13th April 2021
Nigel Cleeve's avatar
Nigel Cleeve

Changed how I think of money

5
I have given up all my accounts will high streets banks and now only use Monzo for everything. I’ve never felt so in control of my own money. Reviewed on: 13th April 2021
Kez Harwood's avatar
Kez Harwood

Just simply the best

5
Very user friendly. Easy to use. Who needs a high street? Reviewed on: 13th April 2021
Nicholas Nagata's avatar
Nicholas Nagata

Best bank ever

5
Nothing is to much trouble the app is straight forward and clear and if you need help their a message away having been with them over a year I wouldn't go back to an ordinary bank now the sweeping of money rounded up works well and helps you save the pots gives you clear vision to your goals and if your paid by bacs getting your money after 4pm the day before you should is amazing! Reviewed on: 13th April 2021
Selina's avatar
Selina

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