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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Best bank ever

Monzo makes banking a pleasure, everything is quick easy and efficient. Customer service is five star Reviewed on: 13th April 2021

EXCELLENT

Customers services authentic and brilliant. I will recommend to colleagues and families Reviewed on: 13th April 2021

Best bank

It has been great since I joined. Everyone I know is using it. Reviewed on: 13th April 2021

Invested

I think banks tend to not have my money in my best interest but Monzo has proven that it is possible to have a place to put my money and also provide a safe place to manage it, with complete control. Reviewed on: 13th April 2021

Excellent bank and app

I've been with royal Bank of Scotland for several years but like Monzo better. Reviewed on: 13th April 2021

Smooth, reliable and convenient!

A great user experience, with all banking services provided through an app that is stable and easy to use. This is how banking should be done in the modern age. Reviewed on: 13th April 2021

The best bank ever

So flexible and informative, user-friendly and a welcome change from the high street banks who dont care. Reviewed on: 13th April 2021

Never let me down

I've been using Monzo for years and I've been abroad for some time. Withdrawing money was always easy and cheap, where with other banks I had more expensive fees and more limits on which ATMs to use Reviewed on: 13th April 2021

Great service

Really great banking service monzo and coustmer care service fast replay . I love monzo. Many thanks Reviewed on: 13th April 2021

Thenk for Monzo

My name Vadim Creciun Monzo bank the best Reviewed on: 13th April 2021

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