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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Best bank

I have been with monzo for few years , it is the best back . Quick response to all enquiries and overall very helpful. Thank you Reviewed on: 13th April 2021

Great Banking App

Brilliant Bank Reviewed on: 13th April 2021

Excellent bank

Know exactly where I'm upto financially, love the instant notification when use card, excellent security with online transactions. Can't say enough about this bank best by far. Reviewed on: 13th April 2021

A modern bank with a chilled attitude

I just love Monzo! A very modern way of banking. Instant notifications and easy to understand app. It isn't a 'stuffy' bank, it is a fun, chilled bank that puts it's customers first. Reviewed on: 13th April 2021

Simple, fast and hustle free

Monzo offers the best service if you are looking for a fast easy way to manage your finances. Ideal for customers who don’t need all the complexity typical of traditional banks Reviewed on: 13th April 2021

For me I have very good experience with Monzo they are always there if i have any questions

Good experience I'm happy with Monzo Reviewed on: 13th April 2021

Would definitely recommend

The best bank at your fingertips and not only that it fast and easy to set up Reviewed on: 13th April 2021

Best bank out there

Really easy to use with lots of thoughtful extras like pots of money. Highly recommend! Reviewed on: 13th April 2021

Great app

The Monzo app is clear, easy to use, updates instantly and allows you to round up your spending into a 'rainy day's pot. It is also easy to create side pots and transfer money between the pots for whatever you need. Reviewed on: 13th April 2021

Future of Banking

I always considered myself as the “old school” customer when it comes to banking. I preferred the safety of going to a physical branch to handle money matters. Monzo completely changed my mind! They have spectacular customer service, always a click away when I need any help. Monzo has fantastic app that is simple, actionable and helps me reach my financial goals with a few clicks. I feel that my money is in their hands safely and I love that Monzo is leading the new era in banking! Thank you dear Monzo team and Keep up the good work!! Reviewed on: 13th April 2021

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