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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Five star

Never ever yet experienced a problem. My experience with this Bank has been very pleasant.I love the online banking to schedule and pay all my recurring bills as well as occasional bills, (No Postage Stamps). I can check my balances, view my statement and transfer funds instantly with the click of a button. Best banking experience ever. Reviewed on: 13th April 2021

Monzo changed my financial life

Been with Monzo since 2016 and could not recommend them more. Changed my relationship with money completely. Reviewed on: 13th April 2021

Monzo Quality Service to Customers

I've been a Monzo Customer for an Year and half now and during this period I received good service and it's easy to understand how to use your account and it's effective as well. Reviewed on: 13th April 2021

Best bank yet!

Monzo is the most reliable bank I have ever used. They are quick with payments, everything is on schedule and not once had a problem with them! Keep up the good work! Reviewed on: 13th April 2021

Great Bank

Never had a problem that’s what you need Reviewed on: 13th April 2021

Very easy to use

Very easy to use, layout design of the app is very nice and so far I haven’t had any problems. Reviewed on: 13th April 2021

I wish all banks were this easy

The best thing are the low fees and the customer services. Second to none Reviewed on: 13th April 2021

An excellent bank that has consistently surpassed expectations

Switching to Monzo has indeed been one of the best decisions I have made. It has been a dream using the app to track my spending, has helped me improve my budgeting, and has overall been a pleasure to use. I’ve been quick to recommend Monzo to my friends and family due to it’s benefits over traditional banks. They are not perfect, but they listen to the customers and continuously make improvements. I couldn’t be more pleased and this is why I am voting for Monzo for the British Bank award! Reviewed on: 13th April 2021

Smart

Everything "just works" and seamless in the app. Get instantly notified by any change to your account, heads-up on direct debits, split payment even with people not on Monzo; and tons of other useful features. Reviewed on: 13th April 2021

BEST BANK BY FAR

Have recommended Monzo to both family and friends. Prompt response to any queries. Really helpful answers. Reviewed on: 13th April 2021

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