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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Banking as it should be

No nonsense, clear and transparent banking. Great app with great features. Reviewed on: 13th April 2021

Simple yet helpful banking

Easy to open account, app is simple to use with helpful features. Also when I've need to chat to a human (customer services) they answered my query quickly and efficiently. Reviewed on: 13th April 2021

Easy banking

Monzo is incredibly easy to use, and makes budgeting very visible and straight forward. Reviewed on: 13th April 2021

Monzo is the absolute best

Easy to use, friendly people, simple yet elegant interface. I just absolutely love it. Reviewed on: 13th April 2021

Great App, great customer service

The Monzo app makes controlling your money so easy with great features. This makes budgeting and saving much easier than with more conventional online banking. What is more, no matter where you are in the world you have access to speedy customer service. I have taken advantage of both that and the free foreign currency exchange (to a set limit) which for me really sets Monzo apart from the traditional banks. Reviewed on: 13th April 2021

Great banking

So easy to use and save money, app super easy to understand and navigate been with them for 2 years now never had an issue Reviewed on: 13th April 2021

Easy to use and excellent customer service

Everything is so quick and easy, with excellent customer service if I get stuck. Love Monzo so much, I have since closed all my other bank accounts to do everything here Reviewed on: 13th April 2021

Monzo is the best bank and easy to go with it

The good thing of Monzo you get your money one day before which so helpful Reviewed on: 13th April 2021

Amazing bank very easy to use.

Very easy to use and you know exactly where you have spent your money and how much you have left. Reviewed on: 13th April 2021

Make banking simple and interesting

The Monzo app makes banking so simple and easy that I actually enjoy managing my finances correctly! Reviewed on: 13th April 2021

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