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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent Bank

5
Been with Monzo since nearly the beginning and they are brilliant. They have just got better and better over the years. The app is fantastic. Customer Service so responsive and helpful. Best part is when using your card abroad. Excellent exchange rates and no hassle. Reviewed on: 13th April 2021

Very good baking app

5
I love this App and how easy it is to use!! Reviewed on: 13th April 2021

Fantasia bank

5
I was persuaded by my wife to open a Monzo account - as usual she was right. The account is superb with the ability to move money into pots to handle monthly bills. Also the ability to transfer into a saving pot is really easy and useful. Monzo - it’s the best bank by far Reviewed on: 13th April 2021

lovely customer service and app

5
the app makes banking very easy, Monzo feels personal and communicative with policies I have encouraged everyone I know to join for the card! Reviewed on: 13th April 2021

Best fast working bank, easy to use, easy to sort out anything

5
Honest hard working people that would talk to you if there is any problem with your account. They always notify you whenever you use an atm, the whereabouts and timing of you using the atm. Reviewed on: 13th April 2021

The future of banking

5
Very easy app to use, can manage your money incredibly well with budgets, saving pots, rounding up transactions just to name a few. I have used 5 different banks in my time and there is nothing that comes close to Monzo. Reviewed on: 13th April 2021

Best bank

5
Has really helped me with making sure everything is paid on time, and keeping me informed with where my money is going. Reviewed on: 13th April 2021

Best bank i have ever used! A*

5
I have been with a lot of banks and building societies growing up and I wanted something where I could really understand my money and categories in which I am spending. With monzo everything is amazing from the GUI of the app to the fast response live chat customer service I am very great full to such bank and for them helping me to be more financial smart for the future. Reviewed on: 13th April 2021

Best bank

5
. Reviewed on: 13th April 2021

The best bank in the world

5
Monzo are amazing...always there to provide help and support and their app is so user friendly. The pots functionality makes managing your money easy. Reviewed on: 13th April 2021

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