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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Greatest UX system ever designed for banking.

5
MONZO have offered a phenomenal millennial banking experience. They show how banking should be done in the 21st century. Reviewed on: 13th April 2021
Solomon Olaleye's avatar
Solomon Olaleye

Best online bank

5
Easy to use and everything I need without going into an actual branch. Lots of great features too Reviewed on: 13th April 2021
Annam Mehreen's avatar
Annam Mehreen

Absolutely brilliant

5
Excellent service. Particularly ability to pay direct debits and bills from pots. Reviewed on: 13th April 2021
Taz Babiker's avatar
Taz Babiker

Super intuitive banking app

5
Monzo's banking app has been such a pleasure to use! It is straightforward and beautiful! The saving and spend tracking functionality is amazing! Love this bank! Reviewed on: 13th April 2021
Danielle Human's avatar
Danielle Human

Monzo has changed my life and I'll never go back

5
Monzo has honestly changed the way I handle money. By giving me such a clear and quick overview of how much money I have, instantly showing payments and letting me organise my money in seconds. It has given me a clear picture of my money at all times and allowed me to save, pay off debts and live without always worrying. Reviewed on: 13th April 2021
Hayley Price's avatar
Hayley Price

Best bank ever

5
Monzo makes banking a pleasure, everything is quick easy and efficient. Customer service is five star Reviewed on: 13th April 2021
Emma's avatar
Emma

EXCELLENT

5
Customers services authentic and brilliant. I will recommend to colleagues and families Reviewed on: 13th April 2021
Thomas Asuming 's avatar
Thomas Asuming

Best bank

4
It has been great since I joined. Everyone I know is using it. Reviewed on: 13th April 2021
steffen.emilia@gmail.com's avatar
[email protected]

Invested

5
I think banks tend to not have my money in my best interest but Monzo has proven that it is possible to have a place to put my money and also provide a safe place to manage it, with complete control. Reviewed on: 13th April 2021
Remone's avatar
Remone

Excellent bank and app

5
I've been with royal Bank of Scotland for several years but like Monzo better. Reviewed on: 13th April 2021
Alan Draper's avatar
Alan Draper

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