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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Amazing

Used as my main bank for years. Purs you incontrol of your money Reviewed on: 13th April 2021

Monzo

Monzo is fab and the get paid a day early feature is the best Reviewed on: 13th April 2021

Excellent bank, much cooler than the usuals

Monzo is great - makes it so easy to manage your money and split with friends/family. I feel much more confident managing my finances with Monzo - I can see where my money is, move to pots and keep track of what I'm spending my money on with budgets. Reviewed on: 13th April 2021

Best bank by a mile

I've been a customer of this bank for more than a year now. Its pot system, ability to get the money deducted from specific pots for specific type or payment labels is just phenomenal. A very effective way to organise and manage expenses. One to one payments have been made easy, splitting payments is now a 2 min job. Overall, wonderful services. Very happy to bank with them. Reviewed on: 13th April 2021

Fantastic bank!

I have been with monzo for over 2 years now. I was recommended by a friend to try it and I haven’t looked back! They are a very responsive bank and are eager to help when you have any issues. I also love the feature of being paid at 4pm the day before your pay days, it has really helped me some months! If you haven’t already I wouldn’t hesitate in opening an account with them! Reviewed on: 13th April 2021

Absolutely perfect

I think is from the best bank.The customer service was very good i have no problem Reviewed on: 13th April 2021

Amazing app-based bank

Amazing bank, the app is really good and makes everything so easy. I'd never go back to a "regular" bank. Reviewed on: 13th April 2021

Monzo is the best bank

Monzo’s the best bank in Britain and i would like to show as a bast bank. Its easy to use. Good security and very good mobile banking app. Reviewed on: 13th April 2021

Amazing Bank

I'm so glad I've switched to Monzo nearly 2 years ago! It's so easy to use, and it's helped me see where I'm spending ect. Fantastic! Reviewed on: 13th April 2021

Who needs to go to a bank?

I don't. My salary comes in and my bills get paid. I transfer money to people, they transfer it over to me and I don't use cheques. Monzo does all that with the added benefit of stellar customer service Reviewed on: 13th April 2021

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