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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Smooth, reliable and convenient!

5
A great user experience, with all banking services provided through an app that is stable and easy to use. This is how banking should be done in the modern age. Reviewed on: 13th April 2021

The best bank ever

5
So flexible and informative, user-friendly and a welcome change from the high street banks who dont care. Reviewed on: 13th April 2021

Never let me down

5
I've been using Monzo for years and I've been abroad for some time. Withdrawing money was always easy and cheap, where with other banks I had more expensive fees and more limits on which ATMs to use Reviewed on: 13th April 2021

Great service

5
Really great banking service monzo and coustmer care service fast replay . I love monzo. Many thanks Reviewed on: 13th April 2021

Thenk for Monzo

5
My name Vadim Creciun Monzo bank the best Reviewed on: 13th April 2021

Five star

5
Never ever yet experienced a problem. My experience with this Bank has been very pleasant.I love the online banking to schedule and pay all my recurring bills as well as occasional bills, (No Postage Stamps). I can check my balances, view my statement and transfer funds instantly with the click of a button. Best banking experience ever. Reviewed on: 13th April 2021

Monzo changed my financial life

5
Been with Monzo since 2016 and could not recommend them more. Changed my relationship with money completely. Reviewed on: 13th April 2021

Monzo Quality Service to Customers

5
I've been a Monzo Customer for an Year and half now and during this period I received good service and it's easy to understand how to use your account and it's effective as well. Reviewed on: 13th April 2021

Best bank yet!

5
Monzo is the most reliable bank I have ever used. They are quick with payments, everything is on schedule and not once had a problem with them! Keep up the good work! Reviewed on: 13th April 2021

Great Bank

5
Never had a problem that’s what you need Reviewed on: 13th April 2021

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