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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Simple and effective

Been a absolute dream! No issues always on point just so quick and easy Reviewed on: 13th April 2021

Banking made easy

Ever since moving to Monzo I’ve been able to keep track of all my expenses. Everything is simple and in front of you, no more waiting a week for charges to come in or go out etc. Simple Reviewed on: 13th April 2021

Best bank ever.

After being frustrated with other banks where transactions take days to appear and being unable to budget effectively without setting up a spreadsheet - I switched to full Monzo. Best decision I ever made. They are always iterating and improving the app and adding functionality. Reviewed on: 13th April 2021

Monzo is the way forward!

There’s no wait time or call centre nonsense, you can just send a message in the app if you need a hand and they’ll get back to you quite quickly! The app is user friendly and I like the option to round up my payments for savings. Reviewed on: 13th April 2021

Future of banking

The quickest, easiest, and most convenient people I have ever banked with. The app is beautifully designed and so user friendly. Pots have helped me to budget properly and as a result I have savings for the first time in my life. Reviewed on: 13th April 2021

MONZO IS AMAZING

I really love using this bank, mostly the paid early feature. I am a huge fan on the stellar customer service and the innovative App Reviewed on: 13th April 2021

Great card to use any where overseas

Best card to use overseas you pay the same as the locals Reviewed on: 13th April 2021

Intuitive tech makes banking better

Monzo has helped us with joint and individual budgeting with its app features. Signing up for the account could not have been easier and the speed of receiving the card to get started was astonishing for those of us used to the bureaucracy and substandard customer service dished out by the high street banks. A genuine game changer in the market. It’s notable that the high street banks are slowly adopting features from Monzo’s app into their own - they know they need to up their game to compete! Reviewed on: 13th April 2021

Excellent bank - great for foreign travel with the best App

I have been a Monzo customer for almost 3 years - best bank for ease of use and flexibility. If only all banks were this well organised. Reviewed on: 13th April 2021

Perfect bank

Setting up my bank account was superfast, I was able to create an account without proof of address issues. Totally recommended Reviewed on: 13th April 2021

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