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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

The long way of successes

I'm using monzo for couple of years and I notice how they perform for this long way. I can say only excellent results and thank you Reviewed on: 13th April 2021

Excellent bank

Fantastic service and offering. A truly modern bank. Reviewed on: 13th April 2021

Mighty Monzo - Banking Delight!

Easy, helpful, insightful banking tailored to suit you and your life. Constant improvements, instant updates and useful app all on your phone. Monzo even listens when we tell them what we want or need, great! Reviewed on: 13th April 2021

Best bank ever!

Moved from the US to the UK, I can say it’s the best bank I’ve experienced from either country! Great support, user friendly and over all has an amazing vibe! It’s honestly makes banking stress free! Reviewed on: 13th April 2021

Smart and best banking

Changed to Monzo this year wish I’d done it sooner best banking app and bank I’ve ever used I’ll never use anyone else again cheers MONZO Reviewed on: 13th April 2021

I am constantly recommending Monzo

I think Monzo is so easy to use, it keeps me up to date with the correct information about my banks. Everything is instant. They’re so secure and anytime I have an issue I can speak to support immediately and it is always resolved. I’ve recommended Monzo to everyone and am about to set my mum up with an account! Reviewed on: 13th April 2021

Complete

These bank accounts its awesome! It has everything I need I'm glad I was the first one in the family to join afterwards I invited everyone I knew and I still recommend today. Reviewed on: 13th April 2021

Keep on top spending

It’s just so easy to use I always know when I’ve spent something it shows me what payments are due within a few days I just really know how to keep on top of my spending Reviewed on: 13th April 2021

Amazing

Travel insurance, phone insurance, great saving system, amazing exchange rates, credit scores and helpful customer service. Truly the best bank. I use them for everything. Reviewed on: 13th April 2021

Beta, main, joint and now business account!

I have been with Monzo since it was Mondo, using the pre paid card. I now have 3 accounts (main, joint and business). They have continually developed the user experience but keeping the user interface simple, listening to the user community as they go along! I was not that impressed by the Premium option, so I am back to the free option which is more than enough! Reviewed on: 13th April 2021

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