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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Excellent app and amazing service!

Impossible to go back to traditional banking. Monzo is the future and I’m so glad I made the switch two years ago. Reviewed on: 13th April 2021

Amazing bank!

Customer service is superb! They respond quickly and very professional, I wish all banks were like Monzo Reviewed on: 13th April 2021

Highly recommend

We have both our personal and joint account with monzo. So many great features that have really helped us get a grip on our own money and spending. Customer service definite 10/10, always quick to help when needed. Reviewed on: 13th April 2021

Incredibly good

Money safe and guarantee, protection and safety Reviewed on: 13th April 2021

Monzo have the best customer service with a great product

Great app which allows for loads of functionality without having to talk to anyone. When you do have to speak to someone it's easy, pleasant & always gets you what you need quickly. Reviewed on: 13th April 2021

Best bank ever!

I can’t rate Monzo highly enough. The budgeting features have really helped me to get my finances and spending under control. When I was with a traditional bank I really struggled to stay on top of my money and I was constantly in my overdraft, but Monzo make it so easy to budget and the instant alerts are really helpful. I will never go back to a traditional bank again! Reviewed on: 13th April 2021

Great Bank

I love this bank...they do everything I want, when I want it done Reviewed on: 13th April 2021

Best bank ever

I voted this the best bank due to the easy way to open an account, no fees for using your card abroad which cuts your holiday costs. Reviewed on: 13th April 2021

Best banking system in the world

I love monzo banking system because its great and easy to use and to make it easy account online Reviewed on: 13th April 2021

Best bank

Best app, super service - highly recommend Reviewed on: 13th April 2021

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