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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Very easy to use

5
Very easy to use, layout design of the app is very nice and so far I haven’t had any problems. Reviewed on: 13th April 2021
Diana's avatar
Diana

I wish all banks were this easy

5
The best thing are the low fees and the customer services. Second to none Reviewed on: 13th April 2021
Nico Pancorvo's avatar
Nico Pancorvo

An excellent bank that has consistently surpassed expectations

5
Switching to Monzo has indeed been one of the best decisions I have made. It has been a dream using the app to track my spending, has helped me improve my budgeting, and has overall been a pleasure to use. I’ve been quick to recommend Monzo to my friends and family due to it’s benefits over traditional banks. They are not perfect, but they listen to the customers and continuously make improvements. I couldn’t be more pleased and this is why I am voting for Monzo for the British Bank award! Reviewed on: 13th April 2021
Shriram Rabinthiran's avatar
Shriram Rabinthiran

Smart

5
Everything "just works" and seamless in the app. Get instantly notified by any change to your account, heads-up on direct debits, split payment even with people not on Monzo; and tons of other useful features. Reviewed on: 13th April 2021
T's avatar
T

BEST BANK BY FAR

5
Have recommended Monzo to both family and friends. Prompt response to any queries. Really helpful answers. Reviewed on: 13th April 2021
moneill8888@aol.com's avatar
[email protected]

Slick, easy to use, well featured, transparent

5
I've never had a banking experience like that with Monzo. Even with the unpaid account, the ability to move money into pots so easily massively helps with my budgeting. The app is easy to use, and on the rare occasions I've had to use the customer service, it's always been prompt and helpful. Reviewed on: 13th April 2021
Austen Fletcher's avatar
Austen Fletcher

Banking for today

5
I recommend Monzo because they are constantly evolving and are built with new technology at the core, meaning I get the most up-to-date banking tools without a long wait. Help is always a quick chat away and it's rare that I have any banking problems, as the app and services are all so smooth and fast. Everything just works and it feels like the bank I've always wanted to be with. Reviewed on: 13th April 2021
Rob's avatar
Rob

Such a good and reliable bank

5
Thank you monzo for all your support Reviewed on: 13th April 2021
isabelle's avatar
isabelle

Most flexible bank ever

5
I have been a customer of Monzo for over a year. It has been the easiest banking experience I have ever had from communicating about a suspect payment to general day to day banking. Monzo is transparent, available 24/7, I have complete control of my finances via their app, I love Monzo! Reviewed on: 13th April 2021
CLB 46's avatar
CLB 46

Really good bank

5
All the functions I'd want in a bank, in a convenient app Reviewed on: 13th April 2021
EH's avatar
EH

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