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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Easy to use, simple to save, just amazing.

I will never look back from Monzo. It's really helped me with my money worries with things like Pots and saving tools. Plus notifying me each time I spend or receive money. Really made my financial life so much better. Reviewed on: 13th April 2021

Won't bank (happily) with anyone else

Monzo has revolutionised banking and made my relationship with money more open. Not just an app. Reviewed on: 13th April 2021

Amazing and User Friendly

Mom so bank is easy to navigate and has really assisted me in budgeting due to the pot and bills feature. I’m a Monzo Plus member and would also recommend this feature as it’s more personalised. Monzo overall is a fantastic bank Reviewed on: 13th April 2021

very customer friendly

I moved from Germany to the UK and it was super easy to set up an account for Monzo. Very modern Identification process. App is very easy to handle, self-explaining and customer service is very fast in answering questions if I have any. Reviewed on: 13th April 2021

No words for you guys

Just Amazing experience with Monzo and hoping the same in future Reviewed on: 13th April 2021

Simple yet comprehensive

Has all the features you could ever need and it is so easy to save money with pots and energy bills. You can also generate more money with loans that are paid same day! Reviewed on: 13th April 2021

Makes banking so simple

Monzo quite simply makes banking easy. It's all done in real time, simple terms and to top it off, all on your phone?! Reviewed on: 13th April 2021

Great bank account, fully recommended

I have been using Monzo for 2 years and I've never had a problem. I could use my card outside of the UK withouth charges. I fully recommended for everyone Reviewed on: 13th April 2021

Best Bank in Britain

I have fully switched over to Monzo from a high-street bank, the high street lacks human feel to it, whereas Monzo seems like a company that cares about my money and their app functionality blows them out of the water. Monzo to the moon! Reviewed on: 13th April 2021

Great bank

I've been using Monzo for 2 years now and it's the best bank I've used. The features are great and the customer service is top notch. I've encountered no issues or trouble Reviewed on: 13th April 2021

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