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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

MONZO IS AMAZING

5
I really love using this bank, mostly the paid early feature. I am a huge fan on the stellar customer service and the innovative App Reviewed on: 13th April 2021
tyronelovell1@gmail.com's avatar
[email protected]

Great card to use any where overseas

5
Best card to use overseas you pay the same as the locals Reviewed on: 13th April 2021
Nick Hendrie's avatar
Nick Hendrie

Intuitive tech makes banking better

5
Monzo has helped us with joint and individual budgeting with its app features. Signing up for the account could not have been easier and the speed of receiving the card to get started was astonishing for those of us used to the bureaucracy and substandard customer service dished out by the high street banks. A genuine game changer in the market. It’s notable that the high street banks are slowly adopting features from Monzo’s app into their own - they know they need to up their game to compete! Reviewed on: 13th April 2021
Eleanor Best's avatar
Eleanor Best

Excellent bank - great for foreign travel with the best App

5
I have been a Monzo customer for almost 3 years - best bank for ease of use and flexibility. If only all banks were this well organised. Reviewed on: 13th April 2021
DaveM's avatar
DaveM

Perfect bank

5
Setting up my bank account was superfast, I was able to create an account without proof of address issues. Totally recommended Reviewed on: 13th April 2021
Sandra's avatar
Sandra

best bank

5
i can clearly see where i spend and can accurately plan my money out Reviewed on: 13th April 2021
kseddon99's avatar
kseddon99

Best bank ever

5
The app is so user friendly and requires no human contact. Reviewed on: 13th April 2021
Aaron Diprose's avatar
Aaron Diprose

Easily best bank available

5
Always thought that moving away from a high Street bank would be scary! No I was wrong, slick service and easy to use app for all my needs. Reviewed on: 13th April 2021
Charlie Burley's avatar
Charlie Burley

Banking as it should be

5
Everything about Monzo is just about as perfect as a Bank could be. Very simple to use but full of great features. Always helpful. Reviewed on: 13th April 2021
Andy Boniface's avatar
Andy Boniface

Brilliant Bank!

5
Very helpful, still a few things to improve business banking wise but really easy system. Reviewed on: 13th April 2021
Simon Bw's avatar
Simon Bw

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