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Monzo: Current account reviews

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4.93
Based on 19,254 reviews, last reviewed 11th Apr 2026
99000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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1%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026
Carol C's avatar
Carol C

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19254)

Great all round

5
Its so easy to set up, in hand via the app at all times. Easy to set up savings pot and know exactly how much money you have and where it is. Reviewed on: 13th April 2021
RD2284's avatar
RD2284

Best bank

5
Amazing UX. makes banking enjoyable and easy. Especially love having a joint account with my bf as it makes dealing with our shared costs so much easier Reviewed on: 13th April 2021
Lisa Vuorelma's avatar
Lisa Vuorelma

Fantastic service and user experience

5
Straight forward app that makes banking simple. Easy to understand terms and conditions, products and services along with extremely helpful staff and customer experience. More than just a bank because it’s better than any other that is available!! Reviewed on: 13th April 2021
hoddinott@me.com's avatar
[email protected]

The best most personal bank in the UK

5
This bank has not only change the way that banking is seen but also banking is done. I have had nothing but positive experiences with Monzo, it makes it fun and exciting to use banking and even inspires one to take control of their finances. They charge in a fair way that is 100% transparent and it's customer service has no rival, it is simple the best and most personal bank in the UK. My YouTube video has had so much engagement that it is also shows how engaged people are with this bank: https://youtu.be/hJNyzGlujyo Reviewed on: 13th April 2021
Yeison Ospina's avatar
Yeison Ospina

Best bank

5
I with monzo few years and i very like Reviewed on: 13th April 2021
Rasa's avatar
Rasa

Best bank ever

5
I’ve been using Monzo as my main bank for over a year now. Their app is so user friendly and it’s so much easier to manage your finances than a high street banks, I.e First Direct and Nationwide (my previous banks). Reviewed on: 13th April 2021
Melanie Glenn's avatar
Melanie Glenn

Best at everything

5
Monzo make everything easy while keeping everything secure. The future of banking is constantly being on top of your money, with easy ways of getting in touch or dealing with whatever you need. Monzo isn't built on top of archaic data structures that other banks are, Monzo is already the future Reviewed on: 13th April 2021
Mike's avatar
Mike

Best bank I have used

5
Everything is so simple, the app is easy to use and the customer service is exceptional. Only thing I’d like to see added is cheque imaging Reviewed on: 13th April 2021
David Johnson's avatar
David Johnson

Amazing flawless easy!

5
Everything became much better in the last few years using monzo. I will now also transfer my salary there. We share all the house bills groceries bar tabs and rent with my housemates without any headache Reviewed on: 13th April 2021
Marc Vlad's avatar
Marc Vlad

Brilliant

5
Customer care very helpful, banking service is brilliant Reviewed on: 13th April 2021
Cindy Chidinma's avatar
Cindy Chidinma

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