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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Perfect for me

5
My experience of Monzo has been seamless since I the beginning. The app has always well and the customer service is great. Many useful features within the app. No complaints about any aspect of their banking service Reviewed on: 13th April 2021
Karen's avatar
Karen

Excellent UX & Customer Service

5
I’ve been using Monzo since I first moved to the UK, and it’s genuinely refreshing how good and accessible the UX + customer service is. Compared to my old Aussie banks, it’s a lot easier to navigate and I love the pro-active notifications for deductions and helping me plan my monthly expenditure. Whenever I’ve had issues Monzo’s local call centre are straight on the phone for me (no 2 hour waits) and I’ve never been disappointed in an experience with them. I also really enjoy that they have an open forum where people can vote for ideas on how to improve the Monzo app. Reviewed on: 13th April 2021
Alex05's avatar
Alex05

Love monzo bank be fantastic and so easy and even if have issue brilliant to deal with too.

5
Can’t fault them at all be really helpful and I just love everything about the services only thing would love it to lodge money in a post office for free Reviewed on: 13th April 2021
Kellie's avatar
Kellie

Very good

5
Good customer service even late at night, can get issues resolved very quickly and in a friendly manner Reviewed on: 13th April 2021
Jo's avatar
Jo

What banking should be.

5
Monzo have always provided excellent, friendly customer service and their systems are efficient, easy to use and instant. I love the way they're shaking up the banking industry and breaking away from the status quo. Reviewed on: 13th April 2021
Drew's avatar
Drew

Helped me manage money better

5
Since getting my Monzo account, the various features and ease of use of the account have meant that I am debt free for the first time in my adult life. It's been a revelation. Being able to use pots, plus the immediate nature of debits when using the card have really helped. Reviewed on: 13th April 2021
SuntanC's avatar
SuntanC

Amazing!

5
Have been using Monzo since the Beta version and am extremely happy with it. Service, communication, utility. Definitely best British bank ever! Reviewed on: 13th April 2021
Sofia 's avatar
Sofia

Makes it easy

5
Monzo removes the historical inefficiency of using bank apps and allows me to organise finances so I’m in control. Reviewed on: 13th April 2021
Sherwin Pezsshkpour's avatar
Sherwin Pezsshkpour

Easy to use, customer focussed and a market leader

5
Look, all the other banks have started to replicate a lot of the features Monzo offers: lost card freezing, payment notifications, pots and more. It's a market leader when it comes to banking. It makes sorting money on pay day easy, something I don't have to think about. I like that I don't have ton log in every second I want to look at my finances. It's simple and easy to use unlike other banking apps. The customer service support throughs the app is fantastic and again, easy to use. There's nothing I'd rather use than Monzo Reviewed on: 13th April 2021
Oli's avatar
Oli

Love this bank

5
I have been using this app and bank for over a year and it’s so easy to use Reviewed on: 13th April 2021
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