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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best around

5
Everything is so simple to do. No annoying pending payments for days. You know what you have. Great overdraft facility. Lots of pot options. Great colour card card. I'm in the process of transferring everything from my old bank to monzo. Reviewed on: 13th April 2021
Nadine Twinit Osman's avatar
Nadine Twinit Osman

Great!

5
Keeps a good track of my money. Let’s me know what’s incoming and outgoing in advance so it’s not a surprise. Monthly reviews are great so you can see where you spend the most. Reviewed on: 13th April 2021
rebeccalindley@icloud.com's avatar
[email protected]

Making money management accessible for all

5
Takes the hassle out of managing my moment and gives me control to save Reviewed on: 13th April 2021
Alex Quinn's avatar
Alex Quinn

Modern bank for modern people

5
Monzo is exactly what I need from a bank, easy access on my phone, clear and understandable UI, pots and possibility to have joint account with my wife. 5/5 Reviewed on: 13th April 2021
Maciek Grzybek's avatar
Maciek Grzybek

Makes banking easy!

5
My life is easier knowing I can manage my money with Monzo Reviewed on: 13th April 2021
Alec Reeder's avatar
Alec Reeder

Excellent customer service

5
I had occasion to query a transaction and Monzo took swift action to hold my account and investigate. I was very impressed by that and the friendliness of the staff. Reviewed on: 13th April 2021
LesleyG's avatar
LesleyG

Simple and excellent

5
Easy to setup and use, rarely ever any problems and sorted quickly when they do happen, much better than any brick and mortar bank Reviewed on: 13th April 2021
Odrai's avatar
Odrai

Best bank and great features

5
I'm using Monzo as my primary account where salary comes in for over a year now and I love it. I had my account with other banks but none of them even compare to Monzo and feature set they offer. Reviewed on: 13th April 2021
Pawel L's avatar
Pawel L

Great app

5
Monzo pioneered app based banking and money management Reviewed on: 13th April 2021
sparkiegeek's avatar
sparkiegeek

Innovations that work

5
You can have ideas, but to be successful they need to translate to a great customer experience. Monzo has by and large done this. I seldom recommend a bank to friends but have done so for Monzo. I hope it continues to thrive. Reviewed on: 13th April 2021
RAJ's avatar
RAJ

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