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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (15317 reviews)

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4.92

Based on 15,317 reviews, last reviewed 13th Feb 2025

3013% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very good except the transfer value Very good except the transfer value Reviewed on: 13th February 2025

Latest lowest rating:

1

Support won’t help me recover my money if I have bee... Support won’t help me recover my money if I have been scammed and feel my money isn’t protected with Monzo Reviewed on: 13th February 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15317)

Review of the Monzo, Current Account:

Best current account in UK

I have had Monzo for several years and I have always found it extremely helpful to use. I also found it very consistent as most new products start well and then soon increase fees and/or reduce benefits and free services, whereas Monzo has proved consistently to be great value for money for many years Reviewed on: 13th April 2021

Monzo has been my one in all financial solutions.

Monzo has been my one in all financial solutions. From early payments to notifications of upcoming debits which enables me to plan ahead thereby not missing out on any payment. Who am I without the overdraft facility with the most pocket-friendly overdraft charges. Monzo is my everyday companion. My Monzo ...my purse. Reviewed on: 9th February 2025

I can’t believe I didn’t swap to Monzo sooner

I feel like I now have complete control of my finances for the first time in forever. The app is easy to use, I get instant notifications of payments, transferring between current and savings accounts is simple and immediate, the parks and cashback offers are brilliant and I now actually have savings as I manage my money so much better. Reviewed on: 9th February 2025

Has made budgeting so much easier, so much easier to...

Has made budgeting so much easier, so much easier to access/move funds. Investment account is also fantastic to quickly add money to. Reviewed on: 9th February 2025

Excellent

Easy to put money in. Fast transfer and deposit of money. Reviewed on: 9th February 2025

Excellent Bank

Great service with user friendly app Reviewed on: 9th February 2025

Monzo: The Best Bank for Managing Money!...

Monzo has completely changed the way I handle my finances. Being able to see upcoming payments early ensures I always have the money available, and getting my wages a day early has been a lifesaver, especially during those tight end-of-month periods. The Pots feature is a game-changer! It allows me to set aside money effortlessly, giving me full control over my budget. Thanks to Monzo, I've broken free from recurring debt and even improved my credit score. Managing money has never been this easy. I highly recommend it! Reviewed on: 9th February 2025

convenient for traveling

It is really convenient for traveling. Reviewed on: 9th February 2025

Monzo is truly a standout in the world of banking, o...

Monzo is truly a standout in the world of banking, offering a refreshing, user-friendly experience that redefines how we manage money. As one of the leading digital-first banks, Monzo excels in simplifying personal finance while providing cutting-edge features that set it apart from traditional banks. One of Monzo’s greatest strengths is its intuitive app interface. From the moment you open the app, it’s clear that Monzo prioritizes customer experience. The navigation is straightforward, with easy access to your spending, savings, and budgeting tools. The real-time transaction notifications are a game-changer, providing instant updates every time you make a purchase. This helps users stay on top of their spending and quickly identify any unauthorized transactions. Another standout feature is the budgeting and savings tools. Monzo’s categorization system automatically splits your transactions into categories (like groceries, dining out, or transportation), helping you see exactly where your money is going. Plus, the app allows you to set monthly spending targets for each category, so you can stick to your budget with ease. For those looking to save, Monzo offers the “Pots” feature, which lets you create individual savings goals and set up automatic transfers to keep your savings on track. The flexibility of setting up multiple pots for different goals, whether it’s saving for a holiday or a rainy day, is incredibly convenient. Monzo also makes banking simple by eliminating many of the frustrations associated with traditional banks. It offers fee-free spending abroad, which is a huge bonus for travelers. There are no hidden fees or surprise charges when you use your Monzo card internationally, which is a refreshing change from the usual hassle of foreign transaction fees that many banks impose. Customer service with Monzo is top-notch. The in-app chat feature allows you to reach a support team member almost instantly, and the responsiveness is exceptional. Whether you have a query about a transaction or need help managing your account, Monzo’s customer support is always approachable and knowledgeable. Lastly, Monzo’s commitment to transparency and security is worth noting. The bank offers strong security features such as two-factor authentication, card freezes, and the ability to lock and unlock your card directly through the app. They also make their fees and policies crystal clear, so you never feel blindsided by hidden charges. In conclusion, Monzo is far more than just a bank – it’s a financial tool designed with the modern user in mind. With its ease of use, innovative features, and commitment to customer satisfaction, it’s no wonder Monzo has garnered a loyal following. Whether you’re looking to better manage your budget, save more effectively, or make international purchases without fees, Monzo is hands down one of the best banking options available today. Reviewed on: 9th February 2025

Free transaction fees.

Signed with Monzo because they don’t charge transaction fees abroad. Reviewed on: 9th February 2025

Excellent professional service.

Excellent professional service. Easy app to use. Reviewed on: 9th February 2025

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