Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 14,854 reviews, last reviewed 5th Feb 2025
13% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Sometimes i used in the world on holyday Sometimes i used in the world on holyday Reviewed on: 5th February 2025
Andrej A's avatar
Andrej A

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14854)

Review of the Monzo, Current Account:

Easy to set up an account, good rates

5
Easy to set up an account, good rates Reviewed on: 23rd August 2024

Intuitive Easy App

5
I’ve had a Monzo current account for years and it’s so easy to use. The app is intuitive and it’s so easy to make payments to different payees and different accounts for each person. Reviewed on: 15th April 2024

Effortless Banking

5
Never had any major issues whilst with Monzo, each time I've had a smaller issue it's been dealt with quickly and efficiently Reviewed on: 15th April 2024

Eady to use, good customer service and the app is am...

5
Eady to use, good customer service and the app is amazing. Its really time updates on soending which is super helpful Reviewed on: 15th April 2024

Monzo has literally changed my life.

5
Monzo has literally changed my life. I’ve never been able to budget very well and having all the pots for different expenses has allowed me to finally get in control of my finances. I have recommended it to so many people (we all work for another bank!!) and we all rave about monzo. Reviewed on: 15th April 2024

Fantastic!

5
Pilot cashback feature is great and overall look and feel of app is excellent. Only somewhat confusing aspect is sometimes difficult to tell whether you are in your personal current account, personal savings vs joint current account and joint savings. Reviewed on: 15th April 2024

Great experience to date.

5
Great experience to date. Especially the easy access savings pots Reviewed on: 15th April 2024

Came for a travel account stayed for everyday banking!

5
Came for a travel account stayed for everyday banking! Initially joined Monzo as a travel account. So happy with the budgeting tools, ease of splitting payments that I switched my current account. They were also able to provide me a loan to consolidate my credit card debts where other banks/lenders were not. Which has helped clear debts and improve credit score. Reviewed on: 15th April 2024

Always on hand to help, very efficient and easy to u...

5
Always on hand to help, very efficient and easy to use and navigate. I have used Monzo for about 2 years now and have not looked back, I have used the card abroad when I went to Dubai and it was really easy to spend money out there. Reviewed on: 15th April 2024

I have been using Monzo for more than a year now and...

5
I have been using Monzo for more than a year now and it was my first current account in UK. It was very simple and easy to open a bank account with Monzo unlike other high street banks. The app is very user friendly and allows you to modify the looks as per your needs. Really happy to be associated with Monzo Reviewed on: 15th April 2024

Exceptional in every sense of the word.

5
Exceptional in every sense of the word. They go over and above to bring you the features you want to manage your money with great customer service on top. Reviewed on: 15th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products