Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,352 reviews, last reviewed 15th Feb 2025
3220% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is leading the way in banking for 2025 Monzo is wonderful, a smart app for smart banking, doing it their own way in style. From their socials to in-app experience, they are paving the way f... Read more Reviewed on: 15th February 2025
Jodie B's avatar
Jodie B

Latest lowest rating:

1

Frozen my card for no reason. Frozen my card for no reason.. waited and still waiting since a week… have no access to my money. I asked then if they needed anything from my side an... Read more Reviewed on: 14th February 2025
Fiza's avatar
Fiza

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15352)

Review of the Monzo, Current Account:

Really useful app

4
Great app. Customer service is shocking though Reviewed on: 13th January 2023

Fantastic bank.

5
Fantastic bank. I’ve really found this to be the smartest bank I’ve ever used, having banked with high street banks before, this is by far the best. The predicted spending feature is amazing, helping me keep on top of all of my outgoings. That, combined with the ability to see where you have spent all month, really helps me to budget and cut back where I can. I’ve saved more money than ever before with Monzo, and I love the addition of being able to create savings pots (especially the ones you can lock so you can’t just dip into them). I move all my money to Monzo now and have used this as my sole bank account for the last year now, and it’s been the best decision I made with my banking. Also love the cashback incentives, they’re actually relevant and useful! Reviewed on: 9th February 2025

Very pleased with Monzo.

5
Very pleased with Monzo. Notifications and pots are a highlight. Reviewed on: 9th February 2025

Cashback

5
Cashback features are amazing for everyone, helps to save money a bit by a bit. Reviewed on: 9th February 2025

.excellent service service with a smile

5
They are so helpful and genuine card providers .. I would highly recommend . Reviewed on: 9th February 2025

Most user friendly bank ever.

5
Most user friendly bank ever. It was easy to open and the best part is the money pots I am able to save money for targeted purposes. Reviewed on: 9th February 2025

Everything that you need

5
A great app that is easy to navigate. They offer the best cashback offers too. Reviewed on: 9th February 2025

Monzo is the best bank I've used.

5
Monzo is the best bank I've used. Their digital platform is simple to use - the customer experience is very smooth. Reviewed on: 9th February 2025

So easy and professional to use and find out what is...

5
So easy and professional to use and find out what is going on in my account. Linking other accounts is helpful. The advice of other services is good and ive taken out a loan and set up a savings account for Christmas. Love it Reviewed on: 9th February 2025

Very happy with monzo.

5
Very happy with monzo. Easy to use Reviewed on: 9th February 2025

Incredible

5
I’ve been with Monzo since 2018, and they’ve been my main bank since 2019. No faults always recommending to anyone Reviewed on: 9th February 2025