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Review of the Monzo, Current account:

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Fantastic bank.

Fantastic bank. I’ve really found this to be the smartest bank I’ve ever used, having banked with high street banks before, this is by far the best. The predicted spending feature is amazing, helping me keep on top of all of my outgoings. That, combined with the ability to see where you have spent all month, really helps me to budget and cut back where I can. I’ve saved more money than ever before with Monzo, and I love the addition of being able to create savings pots (especially the ones you can lock so you can’t just dip into them). I move all my money to Monzo now and have used this as my sole bank account for the last year now, and it’s been the best decision I made with my banking. Also love the cashback incentives, they’re actually relevant and useful! Reviewed on: 9th February 2025

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