Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,828 reviews, last reviewed 12th Mar 2025
13529% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had my monzo account for a few years and have n... I’ve had my monzo account for a few years and have never had any issues. Banking is nice and easy and lots of good features to use like a savings pot.... Read more Reviewed on: 12th March 2025
Rosie W's avatar
Rosie W

Latest lowest rating:

2

Online assistance is not very good. Online assistance is not very good. Faced multiple problems with their chat Reviewed on: 9th March 2025
Luke's avatar
Luke

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15828)

Review of the Monzo, Current Account:

Good

3
Good account which is easy to use and transparent. Reviewed on: 17th March 2023

great account, easy to use app, intuitive

5
great account, easy to use app, intuitive Reviewed on: 11th March 2025

Good stuff

5
It’s been an okay time with the company, however in recent months the ‘pots’ have been getting lower and lower interest rates which I know isn’t precisely in their control but still at times lower than competitors Reviewed on: 11th March 2025

Amazing bank with plenty of support

5
Amazing bank with plenty of support Reviewed on: 11th March 2025

Love my Monzo!

5
Love my Monzo and talk about it alot. I feel completely in control of my money and can see exactly what I'm doing, I love the app! Reviewed on: 11th March 2025

The whole experience with this bank is amazing.

5
The whole experience with this bank is amazing. Being able to budget with different pots such as bills or saving up for a holiday has been a life saver for me especially being able to lock them so you don’t accidentally spend that important money. Bank transferring has never been easier you don’t even have to give your bank details out you can send a link with exactly how much you want to send to that person and the money transfers with no details needed. The customer service is amazing easy to get through to and helps with any queries you have. Being able to control your spending such as, watching where your spending the most money, or getting notifications when you have spent on that account and how much you have spent in that day. Would recommend this to anyone. Reviewed on: 11th March 2025

Amazing / innovative almost fun banking!

5
Amazing / innovative almost fun banking!! Reviewed on: 11th March 2025

Loyal customer

5
I've been with Monzo for a while and it's always been so convenient to use! I always use it abroad for the ease of currency exchange and I've recently opted to subscribe to the Max perks. However I do wish the perks included another coffee franchise than Greggs! Reviewed on: 11th March 2025

Really easy to use and great service

5
Really easy to use and great service Reviewed on: 11th March 2025

Love it!

5
Love it! So adhd friendly. Couldn’t live without my pots. I feel on top of my money and not scared of checking my balance like I did with other banks Reviewed on: 11th March 2025

I love this app!

5
Great customer service, any issues i have had they have resolved swiftly and easily. Balancing money is easy too and the app is just soooo good - i also like the feature of getting paid a day early too - love you Monzo Reviewed on: 11th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products