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Monzo: Current Account reviews

4.92
Based on 14,941 reviews, last reviewed 8th Feb 2025
560% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Customer focused So easy to navigate app. Monzo are often the innovators for new ways of banking. A good industry ‘disruptor’, in what is often a very traditional way ... Read more Reviewed on: 8th February 2025
Jacqui U's avatar
Jacqui U

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14941)

Review of the Monzo, Current Account:

Budget friendly banking

5
I love that compared to my other banking apps, monzo notifies me every time I make a transaction so I can really clearly see what I’m spending. The budget section is super useful to see where I’m committed and where I need to cut corners. I do pay for monzo plus which I feel is fair, as I get a better savings rate from their pots. I also really like that it rounds up small change for me into a savings pot. Reviewed on: 26th February 2024

Love it and its ease of use!

5
Think it's great to see your money and ease of transferring to others, setting limits for different categories. Had to order a new card the other day and that was seamless in itself. Their savings accounts and pots are also great and have good interest and I like to be able to split differently. App is super easy to use too, overall nothing bad to say about Monzo at all! Reviewed on: 7th February 2025

Amazing All Round Banking!

5
Amazing All Round Banking!!! Easy, secure & just overall brilliant. Reviewed on: 7th February 2025

Make every day a great one by using Monzo

5
I use Monzo Max. Been a user for a while, using various free and paid current accounts. The perks they provide are great (who doesn't love a free weekly greggs and monthly Vue tickets!). Been a big fan for a while, getting other people more involved as well due to great value for money. The app - easy to navigate and fast. Customer service? On point. 10/10 would recommend. Reviewed on: 7th February 2025

The best LinkedIn posts ever!

5
It is super easy and convenient! Previously someone tried to fraud me and Monzo blocked the transaction immediately which was perfect and I spoke to someone straight away with no delay! I also love love love their LinkedIn activity, it make a massive difference in how I feel about banking with them! Keep it up as they do put a smile on everyone’s face! Reviewed on: 7th February 2025

Monzo has revolutionized my banking experience.

5
Monzo has revolutionized my banking experience. I’ve understood so much about budgeting and financial literacy. I’ve been able to save and build good money habits Reviewed on: 7th February 2025

Great bank, allows me to easily see all of my money...

5
Great bank, allows me to easily see all of my money in one place with connected accounts. 1p saving challenges and pots have helped changed my mindset towards money and budgeting. When I've needed customer support they are very quick to respond and resolve the issue Reviewed on: 7th February 2025

It changed my life from debt to debt free.

5
It changed my life from debt to debt free. Reviewed on: 7th February 2025

Monzo is my favourite bank

5
Monzo is my main bank and I love that I can section my wages into different pots automatically AND earn interest on these pots. Their 1p saving challenge is a great way to build up some savings while not noticing it leaving your account. I would highly recommend them to anyone. Reviewed on: 7th February 2025

Being with Monzo improves my relationship with money

5
I've been a full Monzo user for years and I genuinely believe they make managing my money not only easier, but actually fun and engaging. My relationship and attitude towards money and saving has definitely been improved since I became a customer. Reviewed on: 7th February 2025

Monzo is fun, easy to use and makes money feel a lit...

5
Monzo is fun, easy to use and makes money feel a little lighter to deal with. I can easily see and move my money around, the pots help me budget and save easily. Their online approach makes getting help quick and simple and I've always found the help to be professional, easy to understand and fast. Reviewed on: 7th February 2025

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