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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Excellent product!

5
Simple, easy to use - the way banking should be Reviewed on: 6th February 2020

Exceptionally brilliant detailed and thorough statements

5
Brilliant interface, delightful app, and most of all you can actually see a detailed time-stamped movement of every bit of your money from all the accounts and custom money pots. Exceptional bank with clear services and international transfer fees. Reviewed on: 6th February 2020

Excellent service

5
No complain with Monzo. Also I like the technology behind that and open they are on the way they work. Reviewed on: 6th February 2020

Revolutionary banking experience

5
The Monzo banking app is designed so well that somehow it makes you actually enjoy using the app - finances are normally a boring thing, but not anymore! Getting to see my summary month-on-month of how much I'm spending against my budget, split bills easily with friends and set up shared tabs makes staying on top of your finances infinitely easier. Now that I've tried it, I would recommend it to anyone and everyone. Reviewed on: 6th February 2020

Really convenient

4
Really like the little features which makes my life a bit easier like salary sort and getting paid early plus it's really easy to manage and understand. Reviewed on: 6th February 2020

Best Digital Bank in UK that I know

4
Great looking app with features that just work. Reliable even with no internet connection. Reviewed on: 6th February 2020

Very good banking app

5
Monzo is great. Very quick and simple to use. I like it. Reviewed on: 6th February 2020

The best app and account

5
I have had a monzo account for 2+ years now. It has an amazing app and excellent support. I could not go back to a traditional bank unless they were to the same standard. It makes managing my cash flow easy and helps to budget accordingly. Reviewed on: 5th February 2020

The best thing out there

5
My partner and I have switched our main accounts to this bank. We still have a joint account with Lloyds, but only because of all the perks on this account. Once Monzo provides similar accounts, we will switch as well. I love the fact that they are so clear and transparent with what they are trying to do as a company. That they try to provide us with as many services as possible in one app. I hope to be able to invest in their next round of investment and I am hoping they can provide us with ethical banking products in mortgages, loans and investment. Reviewed on: 5th February 2020

Monzo is best a bank can be be!

5
Where do I even start!? Monzo has been revolutionary in so many ways! From little things like push notifications when you make a purchase (which has now been copied by many banks), to no fees using your card abroad. Their customer service is amazing, product is amazing, openness is amazing. Everything is just great! Reviewed on: 5th February 2020

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