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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

23% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Banking Made simple

Monzo is the same as any bank you would find in the high-street but they have made the electronic interaction with their customers simple, quick and efficient. Overdrafts are conveniently applied to any account and can be adjusted or removed month by month. The flexibility of the mobile App makes this experience seamless and quite simply a joy to use. I honestly cant see a need for high street banks any more. Reviewed on: 13th April 2021

Effortless banking

Monzo really helps with managing day to day spending, budgeting with pots and can't wait to use for spending abroad again, although the experience has been seemless in the past Reviewed on: 13th April 2021

I did and will always recommend Monzo Bank to everyone. It's indeed the best ever.

I have the best experience ever with virtual banking. Monzo is Reviewed on: 13th April 2021

Game Changer

Why bank anywhere else. It simplifies all elements of banking and provides everything in a simple, friendly user experience. Reviewed on: 13th April 2021

Pioneers of modern banking

It is only thanks to challenger banks like Monzo that digital banking in this country has been changed forever. While I could remove points from Monzo specifically for not yet providing digital cheque imaging, there are enough positives to outweigh any negatives and would be a worthy winner or any award it is nominated for. Reviewed on: 13th April 2021

Quick and easy

Modern banking app with instant notifications Reviewed on: 13th April 2021

Superb online Banking

Very Satisfactory and easy to use Reviewed on: 13th April 2021

Just amazing

Customer service is second to none . Reviewed on: 13th April 2021

Brilliant bank makes life easy

Monzo's budgeting tools and pots completely changed how I manage my money. I used to be terrible at not leaving enough money to cover all my bills but thanks to Monzo I always have enough to cover my outgoings and can see exactly what cash I have leftover, it's really improved my wellbeing. Reviewed on: 13th April 2021

So easy to understand and use

Very easy to use always someone to talk to if you have a problem Reviewed on: 13th April 2021

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