Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17221)

The best bank

5
The best bank in the world is Monzo Reviewed on: 6th February 2020

From just me, to the whole family!

5
I can't speak more highly of my Monzo account! I've introduced my entire immediate family, (and they all have joint accounts with their partners too), a number of my friends, and even work colleagues. Many of whom have gone FULL MONZO! It's changed the way I do banking and I would certainly recommend any one to open an account! Reviewed on: 6th February 2020

Bank in my pocket

5
Elegant, informing, putting me and my family back in control of our money. Reviewed on: 6th February 2020

Great product that works for modern times

4
It just makes life easier and you know exactly where you stand in terms of your money. I feel more in control and more able to understand how my choices are affecting my finances. It's a brilliant product, simple easy to use and what a time to be alive with innovation and industry shake up like this. Reviewed on: 6th February 2020

The bank (and app) I've been waiting for!

5
Since moving to monzo I've been able to be smarter with my money; adjust my spend accordingly and save better! It also makes sending money to friends much easier! Reviewed on: 6th February 2020

Best bank ever

5
Monzo is truly amazing, I love the ease of use and nice design of the app. Support are super friendly too Reviewed on: 6th February 2020

Superb product and service

5
Completely changed the way I control and see my own money. Feels like it “democratises” financial data about myself. Reviewed on: 6th February 2020

Excellent product

5
Monzo has made me enjoy dealing with my bank. It's super easy to use and the staff are always helpful. Reviewed on: 6th February 2020

Monzo has my back!

5
I just love using Monzo. Every time I manage my account or make a purchase it’s so much more enjoyable than any traditional bank I’ve used in the past, and love seeing it disrupt the industry. Most importantly, it keeps me close to my finances (I’ve now got a savings account with them too), and this has had a really significant effect on my own money management. Reviewed on: 6th February 2020

The best bank of the UK

5
Simply the best app for banking, Monzo love Reviewed on: 6th February 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products