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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

23% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

The new standard for banks

Great product, so far ahead of all the other banks in terms of features and user experience Reviewed on: 13th April 2021

Life changing banking

Monzo banking has enabled me to clearly understand my everyday spending patterns and save for specific expenses in a way that conventional banking still cannot. I feel more in control of my finances with Monzo. Reviewed on: 13th April 2021

Banking made easy and honest customer care

When I went overseas ,came back and my account was blocked...monzo rectified it immediately, sent some flowers and quids to my account to say sorry . Reviewed on: 13th April 2021

Exactly what a bank should be in the 21st Century

Instant notification anytime money goes in or out. No outdated monthly statements. Everything a modern bank should be. Reviewed on: 13th April 2021

Best banking experience ever

In 20 years of banking I've never had more control and ease of control over my finances. My other banking apps still can't compete Reviewed on: 13th April 2021

Banking excellence

Hassle free banking. Easy to access and maintain Reviewed on: 13th April 2021

Best bank ever

I would 100% recommend Monzo, customer service is amazing and havung everything online is so much easier Reviewed on: 13th April 2021

Finance insight at your fingertips

Manage your finances like a pro! Reviewed on: 13th April 2021

Amazing Bank, Lifechanger

What a breath of fresh air, a modern bank with out the high street costs and redtape Reviewed on: 13th April 2021

Best bank!

Monzo is the best bank by far if your not with them I advise you too setup a account very quick and easy Reviewed on: 13th April 2021

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