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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Best online bank

I m using this bank since three years without single problem Reviewed on: 13th April 2021

simply the best

Great customer service and simply the best especially if you travel abroad Reviewed on: 13th April 2021

Monzo

Great Bank to be with, easy to use. Customer service quickly deals with any issue that may arise. Reviewed on: 13th April 2021

Best Banks...Ever!!!

Open, reliable,secure and great customer service. They are a bank I can trust. Reviewed on: 13th April 2021

Super easy and relevant

Monzo is so easy to use, it's modern user friendly interface makes it simple to use and provides you with the ability to see where your money goes instantly. It also makes tracking money for budgeting and seeing trend so easy!! Also love the ability to use it with friends when it comes to splitting bills or setting up a tab to keep track of shared spending!! Reviewed on: 13th April 2021

Simples!!

Everything is so easy and you can see everything you've done. You can organise your money into pots and see your Direct Debits and Standing Orders at a glance. You can transfer money in seconds, or you can save in pots that make you thing before you buy! Perfect for me. Reviewed on: 13th April 2021

The best bank!

Never had any problems. They have the online chat facility which has always solved my queries immediately. 10/10 Reviewed on: 13th April 2021

Fantastic bank

Always responds quickly and problems resolved. Breath of fresh air in the banking system Reviewed on: 13th April 2021

Hassle free, modern banking

Rapid response times to any queries or issues is a huge plus. With Monzo you're not just a number, they genuinely value your opinions and input. Reviewed on: 13th April 2021

I have been with Monzo from the start

I have been with Monzo from the start and have recommended to many friends! Would never go back to a high st bank Reviewed on: 13th April 2021

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