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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Brilliant

I love the easy of use, app very user friendly. I really like the instant bank transactions makes me feel very safe knowing if my card ever gets stolen I can freeze it and won’t have to go through a telephone line. The savings pots have helped me save thousands of pounds this year. Reviewed on: 13th April 2021

Finally a bank which understands how technology should be used and what customers actually want

For far to long banks have been run by ageing institutionalised morons who have dictated how customers should use their bank. They've failed to keep up with technology, or understand the changing needs of a customer. Monzo saw this, and has built a bank that put's its customers and technology first. Their transparent approach to t&cs, and charges, has built trust, something which other banks, with their incompetence shattered. Monzo has been the driving forced other banks needed, but sadly they're so fixed on what was, they're incapable of keeping up with Monzo. RBS has tried so hard to mimic the Monzo app (if that isn't an indictment of innovation I don't know what is), yet RBS still can't get it right (RBS are really bad btw, avoid avoid avoid). Reviewed on: 13th April 2021

Absolutely love Monzo

The best bank for 2021! The app is so easy to use, and with my friends who have monzo it's incredibly simple to pay them back. It's very easy to get in touch with support and I've always received a fast and helpful response. Absolutely love Monzo and I tell everyone to switch to them Reviewed on: 13th April 2021

Impossible to go back at this point

It makes my old account seem needlessly painful. Saved so much time just doing the usual things and can see how I’m spending. Reviewed on: 13th April 2021

Outstanding Bank

I’ve had nothing but good experiences with Monzo. Even using their “Lab” features has been seamless but more than anything, the transparency to customers is unparalleled Reviewed on: 13th April 2021

Easy and great service

Very easy to use and fantastic to use abroad. Great exchange rates. The support function is superb with people who know what they are doing! Reviewed on: 13th April 2021

The best bank EVER

A really customer led, inclusive, forward thinking company that has revolutionised my relationship with money. Thank you monzo! Reviewed on: 13th April 2021

No other Bank touches Monzo

This is the bank of the 2020s....fast, fluid and smartphone adapted. I simply can't use other banks Reviewed on: 13th April 2021

BEST BANK!

Banking with monzo is by far the best way to bank! Everything is so easy, the options to creat pots etc is so helpful and I would never bank with anyone else now! Reviewed on: 13th April 2021

Mobile first

Monzo helped me be much closer to the comings and goings of my money. It's convenient, easy to use and the customer support is great. Reviewed on: 13th April 2021

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