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Monzo: Current Account reviews

4.92
Based on 14,916 reviews, last reviewed 7th Feb 2025
393% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

So simple to use. So simple to use. Everything is intuitive and the prompts are easy to understand without being intrusive Reviewed on: 7th February 2025
Laura W's avatar
Laura W

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (14917)

Simple and easy

5
Great product great brand easy to use and really fun and helpful Reviewed on: 6th November 2017

Cant come quick enough

5
I have loved my Monzo pre-pay card and couldn't stop telling others about it. I have every faith that the current account is going to be as good. The app and underlying technology which provide real time data far exceeds anything available from the high street banks. Go Monzo! Reviewed on: 5th November 2017

Hidden dynamic currency conversion in Jordan

2
Monzo will show your ATM withdrawals in USD, not JD, at an unfavourable exchange rate. This does not happen with my other UK debit cards. Reviewed on: 2nd October 2017

Pre paid card only

5
Only used the lee paid card so far but it works really well. The app is great and sets the standard for other banks to follow. Looking forward to the current account Reviewed on: 23rd August 2017

Can't live without it !!!

5
Perfect for my month to month budget. When it's gone it's gone. Saves me from over spending, check balance and you know what you have left. Have introduced 4 friends to this now, perfect !!!! Reviewed on: 16th August 2017

A simple stylish way of managing my money

5
I was introduced to Monzo by a friend and I can't thank her enough for it. Monzo has brought banking bang upto date and which is as refreshing as it sounds. It has made such a great difference in allowing me to manage my finances with ease, knowing exactly where my money is going. I could not recommend it enough. Reviewed on: 29th May 2017

Great product

5
Superb product with great support and communication to their users. Reviewed on: 8th May 2017

Super simple and friendly

5
I'm new to Monzo and found the set up and contact since has been fantastic. Great app and outstanding support Reviewed on: 5th April 2017

Modern Banking fit for the 21st Century.

5
OK, there not a bank yet, but Monzo has become my default card for spending. I load it with money when I am paid, so I know this money is separate and for spending. The spending Analytics are very good, it helps you keep track of what your spending and where in real time. There are also currently no FX fees so this card is good for spending of non-GBP websites. I like the fact that I get a notification everytime I spend on the card which helps me feel safe and secure knowing where my money is at all times. Reviewed on: 3rd April 2017

Revolutionary

5
I've been dissatisfied with my bank for a number of years, but Monzo fits the bill. Great app, so quick to open and receive my card, and I love the in-app budgeting and spending analysis. It's the future, now! Reviewed on: 28th February 2017

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