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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

23% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

An A-Monz-ing bank

I love my Monzo account. I can keep track on my spending, and I save money easily with the roundup feature. Paying bills, transferring money etc is quick and simple. Oh, and the card is a boss colour too! Reviewed on: 13th April 2021

The Online Bank That Could

I joined Monzo in 2017 and have watched them grow, succeed and build a truly brilliant banking experience with their customers at the heart of everything they do. Reviewed on: 13th April 2021

Best Modern Bank

No other bank has such a modern, mobile-first, user-centric approach to banking. The way you can keep track of spending is brilliant and puts it head and shoulders above any other traditional banks. Reviewed on: 13th April 2021

Great bank

MONZO AA++++++ MONZO APP A+++++++ Reviewed on: 13th April 2021

Premium bank for free

As a newcomer in this country I was struggling so much to open a bank account with one of the hogs street banks. It’s was just impossible, until I found you can open an account with an online bank. So I chose Monzo, I never regret my decision, you have everything what you can wish from a bank. We are together for three years beautiful years and I do not plan to change this. I wish you all the best MONZO. Reviewed on: 13th April 2021

Great user experience

I have had nothing but good experience with Monzo. The app makes banking so easy, and I enjoy the categories which helps with my budgeting. My only slight complaint is that they dropped the interest rate on my ISA several times last year and I am now pretty much earning no interest. It would be great if they offered better ISA options and maybe even a credit card in future. Reviewed on: 13th April 2021

Straight forward simple banking

Amazing live system, early paydays, easy payments. A+++ Reviewed on: 13th April 2021

Totally changed banking for me

As a young person growing with money and learning to organise my money as I get older money has made it so easy and the staff are brilliant, couldn’t recommend enough that I have got many of my friends and family to join on monzo Reviewed on: 13th April 2021

Amazing bank!

Everything about Monzo is just over and above any other bank out there. Reviewed on: 13th April 2021

Easy to use, great service

The app is the best banking app out there, customer service is quick and friendly Reviewed on: 13th April 2021

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