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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Brilliant bank

Brilliant bank with an incredible app and great customer service Reviewed on: 13th April 2021

Best banking experience

Monzo team are so quick to reply to any queries and make banking really easy. I find other banks to have outdated practices. Reviewed on: 13th April 2021

Suits me, Sir.

I am a multiple investor with Monzo since the initial offer. I have a personal account and a joint account and Monzo is my only bank - Full Monzo. My banking needs are simple and straight-forward and Monzo fulfills these needs absolutely. The app is fast, reliable and easy to use. Highly recommended. Reviewed on: 13th April 2021

Simple, effective, best bank

I've banked with Natwest and Barclays previously and they don't hold a candle to Monzo. So many features in the app that allow for better money management - for myself, with my flatmate, friends. Security is great as well, especially with online purchases. Would definitely recommend this bank. Reviewed on: 13th April 2021

Best current account in UK

I have had Monzo for several years and I have always found it extremely helpful to use. I also found it very consistent as most new products start well and then soon increase fees and/or reduce benefits and free services, whereas Monzo has proved consistently to be great value for money for many years Reviewed on: 13th April 2021

Amazing bank

Simply the best, direct and straight forward Reviewed on: 13th April 2021

Outstandingly prompt upon request

Quite easy to work with, travelling n works almost everyone. Money is safe and I feel protected. Being my main bank and all transactions speaks much n highly for me. I vote for Monzo 100% Reviewed on: 13th April 2021

Happy customer

Finally I found a bank that does not patronise me with exaggerated security measures and processes only designed to reduce cost for the bank. Monzo respects my needs as a customer and I am back in control. Managing my finances has never been easier. Reviewed on: 13th April 2021

Best bank

I love Monzo. They’ve led the way for years now Reviewed on: 13th April 2021

Excellent

Excellent service Clear and easy to understand Reviewed on: 13th April 2021

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