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Monzo: Current Account reviews

View other Monzo products
4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Simple, faster, better service

5
Monzo is better in many ways than your normal bank. It's easier to open an account, you get your card faster, their app is slicker, they manage security in a much more reasonable way (no getting that token, or card reader out), and they resolve your (or their) issues much quicker. For example, last month my wife lost her wallet with a Hig =h street bank card and Monzo card in it. To get a new card in Monzo it was a click and in 48hs she had it. To get it in the high street bank, it took 5 days and it arrived my card (not hers!), then it took another week to resolve! Reviewed on: 5th February 2020
jpeg's avatar
jpeg

Amazing

5
Instant payment notifications and direct debits including contactless payments make this app and account a no brainer. Budgeting tools are super useful and the fact you can now set up savings accounts with interest is a step closer to replicating the features of big banks without the fuss. Reviewed on: 5th February 2020
Justin Dougherty's avatar
Justin Dougherty

Amazing

5
The bank has been overall amazing with the service they have provided. From the moment of account creation to using the CASS they have done nothing but keep me informed every step of the way. Whenever a issue is raised or I have forgotten my pin they have been on hand to help immediately. The tools they provide are second to none to allow for budgeting and managing my money. I feel in control of money for the first time in a very long time. Reviewed on: 5th February 2020
Liam MacPherson's avatar
Liam MacPherson

Amazing bank

5
Really good service! Everything works. Reviewed on: 5th February 2020
Peter Parker's avatar
Peter Parker

Best bank ever

5
So compatible, can’t beat Monzo with any other bank including Starling! Reviewed on: 5th February 2020
Joe Neilson's avatar
Joe Neilson

Bank of the future.

5
Promising bank for young people's, the best app on the market and super fast performing service. Reviewed on: 5th February 2020
Kuba Petrykowsky's avatar
Kuba Petrykowsky

Fast, always working, great app experience.

5
Monzo account was: * fast to open * easy to manage * offering a great app experience * great customer support - no bank transfer proof Reviewed on: 4th February 2020
D Sassu's avatar
D Sassu

Great bank all round.

5
Amazing application design with the way they’ve made savings pots very easy to access. Also now allowing you to earn interest on these adds to the benefits, real time transaction data is amazing and integrations with IFTTT is awesome. Reviewed on: 4th February 2020
Twixellzz's avatar
Twixellzz

Excellent

5
One of the finest banks in UK and rewarding for customer and no hassles Reviewed on: 4th February 2020
Leon Desai's avatar
Leon Desai

Best bank ever

5
Great online bank that really cares about providing for customers, with innovative tools and products that promote better spending habits and savings Reviewed on: 4th February 2020
Jack Lister's avatar
Jack Lister

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