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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

23% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

nice app

nice app and features, savings features, and budgeting tools. Reviewed on: 13th April 2021

Fabulous

When ever there is a problem, which there are not many they are dealt with really quickly Reviewed on: 13th April 2021

Magnificent Monzo

Simply can’t fault them, they have revolutionised my budgeting and expenditure. Love their app, love the ease of use and they are legends!! Thank you Monzo. Reviewed on: 13th April 2021

Bank of the future!

Monzo unlock banking potential by bringing everything they possibly can to the table. I switched from my high street bank and have never looked back. The functionality, development and customer support are all outstanding! Reviewed on: 13th April 2021

Great app, customer service and fantastic to travel UK and EU with

Very happy to have only had a Monzo account while living and working in the UK. Reviewed on: 13th April 2021

Friendly & Efficient

Any contact I’ve had with Monzo has been efficient friendly and concise, banking with them is super easy and their innovative approach to banking is far beyond those of the high street banks Reviewed on: 13th April 2021

Monzo bank is great

So far it been ok with me it’s ok with my direct debits and they remand me on my account infos, and if I don’t have money in my account before my direct debits come through they will let me know Reviewed on: 13th April 2021

Changed how I see money

Monzo has helped me to redefine how I see my money, from dividing cash up into pots to save for occasions and rainy days to really breaking down where all the pennies go. It’s not often I’d say I’m grateful to a bank but they really understand what people want to see from their financial institutions. Reviewed on: 13th April 2021

Great bank easy to use

Love being with monzo so helpful and very quick replies to any questions you may have Reviewed on: 13th April 2021

Have loved Monzo since day 1

I’ve been with Monzo since it was still a travel card I topped up and I was a ‘Beta’ user and I’ve honestly never looked back. Such a fan! Reviewed on: 13th April 2021

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