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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

great banking app

I love this card and the different pots you can create, helps with saving. Reviewed on: 13th April 2021

Excellent

I great bank that think about the way we now live and use our money. Reviewed on: 13th April 2021

Satisfied.

Never had problems, app easy to use, good and friendly customer service. Reviewed on: 13th April 2021

Great and easy

Monzo bank is really simple to use and such a great app as well. Byfar the best bank i have used. Having various pots is what made me join, it really helped me ensure that all my bills where paid and i knew exactly what i was left with each month. Reviewed on: 13th April 2021

Monzo is AMAZING

Monzo helps me save better, they have amazing customer service and I love how it helps you track your spending all in one app! I'm a big fan! Reviewed on: 13th April 2021

The best bank in UK!

Monzo is a phenomenal bank, the app is so easy to use, very efficient and straightforward. The notifications received, approval of certain payments etc... reiterate the usefulness and easy accessibility of the digital bank itself. Best of the best!!! Reviewed on: 13th April 2021

Such a great app

Very good banking app. Much easier, faster and more functional than the apps and processes used by the bigger banks. Reviewed on: 13th April 2021

Instant Results

Monzo allow me to manage and track my expenditure instantly. I buy something, instant notification. Money comes in, instant notification. Monzo is the bank of the modern day and other banks are sorely lagging behind Reviewed on: 13th April 2021

Fast and helpful

Everytime I need to query something, they answer quickly and are incredibly polite too. I work for another bank and I constantly deal with the mess that appalling customer service has. Monzo doesn’t fail anywhere for me and the fact that they trust people to manage their own accounts is brilliant. I always recommend Monzo and will continue to do so! Reviewed on: 13th April 2021

My review

Been using Monzo for a few years and it’s one of the best banks I’ve ever used, all the extra features not with your normal account and the customer services team are amazing! Reviewed on: 13th April 2021

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