Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

View other Monzo products

4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

Just the best

Such an easy to use app, always reliable and instant transactions Reviewed on: 13th April 2021

Modern and fresh

They never fail to offer the best, modern banking services. Reviewed on: 13th April 2021

Makes banking so easy!

I’ve been with Monzo for a long while now, I have never once had a problem. Monzo is the easiest way to bank and the most hassle free, no more high street banking for me ever! Reviewed on: 13th April 2021

Simple to use

Great bank, customer service exceptional, user friendly app! Reviewed on: 13th April 2021

A break from the norm

This might not be accurate, but it seemed like Monzo were so progressive in their offering that other have started paying attention to what customers might actually want. Monzo's app is still much better than the competition, as well as being more user friendly. Reviewed on: 13th April 2021

Best online banking

I never had any problems with Monzo Reviewed on: 13th April 2021

Great quick service

Fast and efficient service that is always working and never down Reviewed on: 13th April 2021

Easy and convenient

Monzo is so easy to use. Separate your money to make spending and saving easier. Breakdowns on finances and savings pots make Monzo the best and most convenient bank for me! 10/10 Reviewed on: 13th April 2021

Leading Bank not just in the UK but the whole Europe

Outstanding bank! Super happy with their offerings. It is my only bank account now I use. Reviewed on: 13th April 2021

Great

Quick and easy to sign up for account, easy and intuitive app. New card sent out quick and love the option to have digital cards with the upgraded account. Decent perks and interest comparable with previous high st bank. Lots of opportunity to get involved with testing new features and early adoption Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank Account
from Habib Bank Zurich plc 4.71 from 3 reviews
Plutus account
from Plutus 0.00 from 0 reviews
Premier bank account
from HSBC 3.10 from 86 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub