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Monzo: Current account reviews

4.85
Based on 19,407 reviews, last reviewed 26th May 2026
25% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026
Donna h's avatar
Donna h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19407)

The best online bank that meets all your requirements.

5
Super user friendly app. You don’t need to search for anything, it’s all there easily accessible! Reviewed on: 13th April 2021

Revolutionised my banking

5
Made my finances completely transparent which has helped me get out of my debt from uni and to a point of buying a house Reviewed on: 13th April 2021

Best Bank

5
Been a Monzo customer for over 3 years and it is my main bank; wouldn't bank anywhere else. Reviewed on: 13th April 2021

Super easy and user friendly!

5
I have used monzo for many years now and have so far recommended to lots of friends and family who have also found it completely brilliant! So user friendly and makes saving so much easier being able to create pots and pay from pots too! Also much better interest rates on saving pots than other banks which is amazing! Reviewed on: 13th April 2021

Excellence all round

5
The absolute pinnacle of British banking. Fast, competent support, amazing features to help manage your money. Reviewed on: 13th April 2021

Best bank

5
This is the easiest bank I have ever dealt with I just love it Reviewed on: 13th April 2021

Perfect in every way

5
Always willing to help through their in-app customer service. Reviewed on: 13th April 2021

Fantastic bank

5
My favourite bank!!!This bank is literally the BEST!!!!The app is OUTSTANDING please!!!! Reviewed on: 13th April 2021

Great UX and amazing security

5
Love the app, customer service and security Reviewed on: 13th April 2021

Great Experience

5
It's so easy to bank with Monzo. Being able to sort out your problems through their chat function has been a life saver many times. I can't think of going back to a traditional bank. Reviewed on: 13th April 2021

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