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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

Fabulous

It is never ending love from the first sight Reviewed on: 13th April 2021

Amazing facilities

I have been banking with Monzo for a few years now and convinced friends and family to join as it’s amazing bank Reviewed on: 13th April 2021

Amazing

Would never bank with anyone else Reviewed on: 13th April 2021

Great bank

Love how easy it to set up pots, save and use the card out of country Reviewed on: 13th April 2021

Best Bank

A bank that is there for its customers 24/7 is what you don’t see nowadays except for Monzo. Always up to date and giving the best service to its customers. More banks should be like Monzo. Reviewed on: 13th April 2021

Love it

Love the UI, onboarding was easy. Highly recommended Reviewed on: 13th April 2021

Easy as pie

Everything is easier and clearer than any “normal” bank with Monzo. It should be the norm. Reviewed on: 13th April 2021

Good service Good feel

I can do everything I need simply and quickly on my mobile. Banking has never been easier and quicker and security checks are throughout and quickly applied. Reviewed on: 13th April 2021

Excellent bank

Excellent bank really good security checks and financial safety Reviewed on: 13th April 2021

Leagues ahead of traditional banks and getting better all the time

I've been a Monzo user for years now and it continues to surprise me with how much better a banking experience can be. There are far too many great features to count (just take a look on their website), but I look forward to what else the Monzo team can create in the future. Reviewed on: 13th April 2021

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