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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Accessible, contemporary, convenient

A super convenient bank, not only easy to use and access but innovative with really useful tools such as reporting and sharing tabs with friends. Everything is fluid, quick and easy and hassle free. Love this bank. Reviewed on: 13th April 2021

What do I love about Monzo? It's a whole bank in my pocket.

The Monzo app is gimmick free but offers everything I want from a bank. Easy access to my balance, clear and easy to use payment setup, linking to other accounts, the ability to separate my balance into pots which helps me to budget and also a clear spend planner so I can easily see where all my money is going. That's what I love about Monzo, my whole bank is in my pocket and I can do everything I need to be able to do without ever having to step into a branch or spend hours on the phone to customer support. Just look at their loan management functionality - never before have I ever had so much control over a loan before. - Brilliant stuff Monzo. Reviewed on: 13th April 2021

Helped me grab my spending by the horns

Monzo's budgeting tools allowed me to keep a track of my spending like no other. It's thanks to them I managed to start my journey in saving for a house Reviewed on: 13th April 2021

Brilliant

Monzo changed my life. I didn't really care about banking before and felt a real disconnect between "banking" and it felt really inaccessible. Reviewed on: 13th April 2021

Best bank

Easily the best bank ive ever used hands down. "How likely is it that you would recommend Monzo to friends/family?" My entire family are now on it Reviewed on: 13th April 2021

Only bank I would actually talk about and recommend

So easy to use and never goes down. The exchange rate abroad is the best I can find. I got Monzo premium and the card alone makes you feel great but all the extra perks are incredible and helpful. I like that I can track my credit and I am provided with ways to improve it and what I'm doing wrong. Reviewed on: 13th April 2021

It's perfect!

Love Monzo it's perfect for my needs! Reviewed on: 13th April 2021

Refreshingly Customer- centric

Quick, easy, great user experience. I use Monzo as my main account as every aspect of the user journey is focused on the best customer service Reviewed on: 13th April 2021

Only pay for what you need!!!

Great app, pay for what you need great intrest on savings :-) still you can use it for free Reviewed on: 13th April 2021

Good bank

Provides good services and are helpful when needed Reviewed on: 13th April 2021

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