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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Simply the best

5
I've been a part of Monzo for well over 2 years now. I couldn't recommend them enough. Reviewed on: 30th January 2020
larveyhong's avatar
larveyhong

Best bank

5
Love it easy fast, no problem, good customer service, and heading in to the future Reviewed on: 30th January 2020
Dominic Widerholm's avatar
Dominic Widerholm

Amazing account with great features

4
Arriving in the UK and having a banking institution that allows you to set up an account without all the red tape of other banks has been a lifesaver. Monzo is extremely transparent and super easy to use. New features are continously being added and you can tell that the bank is actually working for you rather than the investors. Reviewed on: 30th January 2020
Mimi's avatar
Mimi

Being my own financial advisor

5
Monzo has been a great addition to my diverse portfolio of financial products. It's where all my income goes and I can easily see how much I am projecting to spend. And thanks to their great implementation of Open Banking, I use Emma to aggregate all of my transactions from my different accounts + thank you Plum for automatically saving for me! Reviewed on: 30th January 2020
Yannis's avatar
Yannis

Can't fault Monzo

5
I have had nothing by positive experiences with Monzo. They have transformed my spending with the level of transparency they provide. Last year (2019), my first year with Monzo, I put more money into savings than I have ever managed to previously with any other bank, due to locking it into Pots that I could watch grow, but not dip into. Reviewed on: 30th January 2020
Beckie's avatar
Beckie

Great Bank

5
Since I switched to Monzo, I have been able to manage my finances more efficiently and their app is simple and super intuitive. Their staff is also brilliant and always ready to help and so far I had zero issues. Just an amazing bank. Reviewed on: 29th January 2020
Jose Maria Rosmaninho's avatar
Jose Maria Rosmaninho

Changed the way I bank!

5
Up until using Monzo I was with a bank which was very highly thought of but their app was poor and if I spent on Friday late on it didn't show coming out if my account until Monday (Saturday and Sunday included) Not only does Monzo show straight away I love the pots so once you have put money away for holidays, bills etc you know how much you ha e left. Round ups are also pretty cool as is the one year challenge. I could go on praising for quite a while yet as everything with Monzo is simply great. So much so that my wife banks with them and finds that she can budget for the month far easier and doesn't need an overdraft anymore. Reviewed on: 29th January 2020
Gherky's avatar
Gherky

Easy to use, no down time

5
I like Monzo because it is easy to use, it has good interests for saving accounts and no fees for using it abroad Reviewed on: 29th January 2020
Adda's avatar
Adda

Great service, and great Bank!

5
So happy that I have my current account with Monzo. They make it simple for me to manage my finances and I love the sense of community and knowing I have a bank that are technology focused. They make managing my account from my phone simple and straight forward like it should be, I recommend it to all my friends and colleagues. Reviewed on: 29th January 2020
Jon Crozier's avatar
Jon Crozier

Incredible bank. Modern, transparent and perfectly compliments my life

5
When you start seeing the big banks implementing features Monzo came up with years ago you have to wonder who is leading the pack. Monzo has helped me sort, manage and save my money so well I actually get excited to save! Switched from Barclays to Monzo as my main bank now! Reviewed on: 29th January 2020
Cam's avatar
Cam

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