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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great bank

Had so many problems with banks in the past. Monzo is great, money transferred quickly, very transparent and quick customer service if anything wrong. Reviewed on: 28th January 2020

Best bank account I have had

I love the way Monzo is run, it feels more personal than other banks even though it’s all digital! (You can chat on the phone too if you need to) they seem to think of loads of little things that make your life easier too. I always recommend it as it’s just so easy and straight forward to use. Also love that they don’t try and sell you loads of stuff. Reviewed on: 28th January 2020

It just makes sense

Everything Monzo does just makes sense. The instant notifications, the clean responsive and actually feature-complete app, the budgeting and automation tools. Pots. Bill splitting. All excellent features that completely change the way I use and manage money. Reviewed on: 28th January 2020

The best app and the best bank, rolled into one!

Where to begin with Monzo? They offer the most speedy to use app that shows me what I need to see about my money and my account instantly. The attention to detail, with all the features they promote are second to none - and the backbone of this company, with its ethics and stellar customer service round off what is now my favourite app on my phone. And the place all my finances call home! Reviewed on: 28th January 2020

Functional

Best app reliable easy to use solution for many people and shut many restrictions Reviewed on: 28th January 2020

Best bank Ever

Monzo is the most innovative and easy yo use bank. They thought of everything. Reviewed on: 28th January 2020

Great online bank!

I have been using monzo for over a year and it’s really helped me in tracking my money, saving easily with the options they have available. I would greatly advise anyone to use this great bank!! Reviewed on: 28th January 2020

Teaching the big banks some lessons

Have had an account for well over a year and will not be going back to the big banks. I always know where I am with the balance always taking into account upcoming bills. If I have had to contact them the response on webchat has been really quick and any issues dealt with efficiently. Sterling work around customers with gambling problems. Would recommend to anyone. Reviewed on: 28th January 2020

The Kind of Bank I'm Proud to be a Customer of

I love Monzo. I love how forward thinking they are, how modern the app is, how quickly they respond to complaints and how engaged they are with their customers Reviewed on: 28th January 2020

Love it

Great bank and makes controlling your spending very efficient Reviewed on: 28th January 2020

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