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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18646 reviews)

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4.93

Based on 18,646 reviews, last reviewed 12th Mar 2026

46433% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love Monzo, the ease of the whole app and I always... I love Monzo, the ease of the whole app and I always struggled saving money but now with different pots and saving challenges I’m managing to save mor... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Don't have your back They don't look after you when you need them most. Will lock your account with no explanation or timeline of resolution, leaving you without funds to ... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18646)

Fantastic bank

A breath of fresh air shaking up the banking industry Reviewed on: 12th November 2019

It just works. Perfectly

It works, it does everything you need it to do. But most importantly, it also helps. They explain things that would otherwise confuse you. They come across as an honest and trustworthy bank Reviewed on: 12th November 2019

Monzo gang .. sign up 100% guarenteed satisfaction

Customer service is spot on It's fast, efficient & super reliable Would never go back to old banks here for life Reviewed on: 12th November 2019

Best decision to go full monzo

Amazing bank, brilliant customer service, amazingly user friendly application and options, so much better than legacy banks and I’m so glad I made the move, it’s been life changing for me who struggles to budget and save, I’m now able to do both. Highly recommend Reviewed on: 12th November 2019

Amazing simple banking

Amazing customer service and great simplicity, perfect bank! Reviewed on: 12th November 2019

Best Bank Ever

Monzo is the only bank I've never had a problem with. Opening the account was easy, any questions I've had have been answered promptly. They even flagged up unusual account activity when I was on holiday, froze my card immediately and DHL'd a new card to me within three days. I honestly couldn't recommend them enough. Reviewed on: 12th November 2019

Five stars service so far!

Amazing costumer experience! Outstanding costumer services! Reviewed on: 12th November 2019

The ultimate bank

It's clear to see, when the larger banks start using the same features as a start up, they're on to a winner. Monzo all the way! Reviewed on: 12th November 2019

Far better than traditional banks

Switched to full Monzo, best banking decision I have made. Fantastic app, great budget tracking and most importantly, a nice shiny coral coloured card! :) Reviewed on: 12th November 2019

Best bank by far!

I was unsure about these online accounts but I was pleasantly surprised! Makes budgeting easy and I’m able to save. Thanks Monzo! Reviewed on: 12th November 2019

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