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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Bank I would recommend to anyone

5
I have been a customer for more than a year, not only safe to use but so convenient for those who travel around the world. Reviewed on: 2nd February 2020

Everything you need! Full stop!

5
Salary sorter, get paid early everything you need , this bank is a must for everyone Reviewed on: 2nd February 2020

Awesome bank

5
And on top of that everything is managed through the app and everything is easy Reviewed on: 2nd February 2020

Excellent customer service

5
Monzo is a very transparent online bank with excellent customer service and app features, I feel in control of my spending with monzo Reviewed on: 2nd February 2020

best banking app ive ever used

5
I love monzo - so convenient, and will never switch back to metro Reviewed on: 2nd February 2020

Excellent

5
Excellent current account......... Reviewed on: 1st February 2020

How banking should be

5
Simple, easy, intuitive and it just works. More than can be said for virtually all "major" banks who seem to go out of their way to make like complex - good for them and annoying for customers. Reviewed on: 1st February 2020

Good modern online banking

4
Great replacement for my old high street bank that wasted money on high street fronts while providing zero useful online facilities. Monzo are the complete opposite and it all just works. Reviewed on: 1st February 2020

Revolutionising Banking!

5
Putting the customers needs at the heart of every decision and implementing new fresh ideas quickly! Pots and assigning direct debits and standing orders to pots are the best innovations in a long time Reviewed on: 1st February 2020

Good

5
Easy and not expensive for the card Reviewed on: 31st January 2020

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