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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Easy to use, no down time

I like Monzo because it is easy to use, it has good interests for saving accounts and no fees for using it abroad Reviewed on: 29th January 2020

Great service, and great Bank!

So happy that I have my current account with Monzo. They make it simple for me to manage my finances and I love the sense of community and knowing I have a bank that are technology focused. They make managing my account from my phone simple and straight forward like it should be, I recommend it to all my friends and colleagues. Reviewed on: 29th January 2020

Incredible bank. Modern, transparent and perfectly compliments my life

When you start seeing the big banks implementing features Monzo came up with years ago you have to wonder who is leading the pack. Monzo has helped me sort, manage and save my money so well I actually get excited to save! Switched from Barclays to Monzo as my main bank now! Reviewed on: 29th January 2020

Changed my life

It just works. Everything is seamless and highly tailored to british customers. Reviewed on: 29th January 2020

Amazing banking

Very easy to use everything is self explanatory, if you have any problems there’s a help line or a live chat which answer you ASAP, perfect bank would definitely recommend this bank to anyone. Reviewed on: 29th January 2020

Finally a bank that listens to users

Monzo is the first bank that I feel honestly listens to its users. I love the pot feature as it's allowed me to budget properly, as well as set up automatic payments such as my train fare. I'd recommend this bank to anyone trying to get a handle on their finances! Not only is the app great but the customer service and the community is great too. Reviewed on: 29th January 2020

A great easy to use banking app!

Monzo is easy to use and allows you to monitor and manage your spending. Reviewed on: 29th January 2020

Everything you need and even more

From everyday expenses and savings to travel money, monzo covers everything flawlessly Reviewed on: 29th January 2020

Great Service

I work for a high street bank and every month we bring out app updates that Monzo have been doing since it’s conception. Reviewed on: 28th January 2020

Easy pain free banking

Their app is easy to use and so simple. Also really easy to contact through the app. Reviewed on: 28th January 2020

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