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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Saves me money and time!

5
An amazingly useful current account which has helped me to budget more effectively and save money. It's clear and concise with frequent updates to keep me interested in my finances. I'm opening my bank app almost as often as my news apps now, I enjoy being informed of where I am and what the next few days will be like. Reviewed on: 3rd February 2020
Benjamin Stanley's avatar
Benjamin Stanley

Best internet bank

5
Easy fast and work everywhere. Recommend for people who travel a lot. Reviewed on: 3rd February 2020
Michal's avatar
Michal

excellent

5
reliable, works in all countries I've been to, no need to go to a physical bank, card looks cool and they're transparent Reviewed on: 3rd February 2020
Bas's avatar
Bas

Love Love Love!!!

5
Best bank I have ever used (and I have tried a few!) managing my account by App is perfect and the payment notifications stop you spending too much Reviewed on: 3rd February 2020
Jane Hardy's avatar
Jane Hardy

Just all round good making finance easy

5
Great bank making my day to day financial management really easy. All happens in the app and really good to see transactions as they occur. Use the savings product too and it was easy to set up and very transparent. Also welcome the ease of paying overseas and the great fx rate - the legacy banks could learn from this. Reviewed on: 3rd February 2020
Tony Gibson's avatar
Tony Gibson

Love it

5
The only bank I want to use forever Reviewed on: 3rd February 2020
Leila's avatar
Leila

Very good

5
Very good bank. Would highly recommend Reviewed on: 3rd February 2020
Matt Jay's avatar
Matt Jay

The joy of being...amazing!

5
Anytime I have to send money or make payments everything goes really smoothly! I've never had any problem with Monzo! You are my best friend when I go abroad! Reviewed on: 3rd February 2020
Matt's avatar
Matt

Banking how it should be

5
I've been with Monzo since the early days and from the beginning, I knew this was the future of banking. Their transparent, customer centred approach is what is driving their success - so much so that even the big incumbents have sat up and listened. I'm very much looking forward to seeing the bank grow in 2020. Reviewed on: 3rd February 2020
Oli Clark's avatar
Oli Clark

Amazing

5
This bank is amazing really helps people save money Reviewed on: 2nd February 2020
Barney Burns's avatar
Barney Burns

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