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Monzo: Current account reviews

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4.92
Based on 19,316 reviews, last reviewed 14th Apr 2026
101950% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Absolutely love Monzo. Absolutely love Monzo. Fantastic options for paying, different pots, savings and customer service has been helpful, not always answers immediately but... Read more Reviewed on: 14th April 2026
Kim S's avatar
Kim S

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19316)

Best bank ever

5
If you want a bank without complications, no small prints, very good exchange rate and you can use the card abroad without complications, this is your bank. Reviewed on: 26th January 2020
Vini's avatar
Vini

Most convenient UK bank

5
Combination of direct debits coming out of pots and salary sorter is awesome Reviewed on: 26th January 2020
Vitas13's avatar
Vitas13

Best fintech bank out there

5
So easy to split bills with friends, budgeting, expense summary Reviewed on: 26th January 2020
H's avatar
H

The best bank by a country mile.

5
Easy to use, instant spending notifications, outstanding customer service. Monzo second to no other bank and I would highly recommend to anyone. Love them. Reviewed on: 26th January 2020
G Walker's avatar
G Walker

Improved my credit score.

5
Monzo has done wonders to rebuild my credit score. The interface is next to none and it's helped in areas where normal high street banks haven't. I've been fully monzo for a while now and I don't know why I didn't switch earlier. The monthly and yearly challenges you can take part in really make it easy to save money. Reviewed on: 26th January 2020
James's avatar
James

Very user-friendly.

4
I really like Monzo when I travel abroad as there’s no foreignX fee Reviewed on: 26th January 2020
Luca Xiao Zhang's avatar
Luca Xiao Zhang

Quick and transparent

5
Love daily updates and being able to see how I spend as I go. A friendly emoji filled communication means I can’t and don’t want to bury my head in the sound when it comes to finance. Reviewed on: 26th January 2020
Aimee Flanigan's avatar
Aimee Flanigan

Super efficient.

5
My aim is to be a great manager of my finances and Monzo has truly complemented that process for me on the basis of how easy it is to navigate, create multiple pots, send and receive money. It allows you to keep tabs on almost everything which I’ve really got to say props to the Monzo team. Reviewed on: 26th January 2020
Timothy Nyarko's avatar
Timothy Nyarko

User friendly banking

5
I highly recommend Monzo it’s so easy to use and has really useful ways to save money. Easy to make payments and transfer money. Reviewed on: 26th January 2020
Ceri Palmer's avatar
Ceri Palmer

Fantastic

5
Gone full Monzo and have no regrets fantastic banking experience Reviewed on: 25th January 2020
Salf's avatar
Salf

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