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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great Bank

4
Instant notifications, great budgeting and you get paid early. Reviewed on: 3rd February 2020
Ibrahim's avatar
Ibrahim

Travel

5
The best bank for travelling and using whilst you’re home for every day spending! Reviewed on: 3rd February 2020
Nina Clarke's avatar
Nina Clarke

Started great, only improved over time

5
Consistently adding new features, and everything they have works exactly as you'd expect. Great service overall Reviewed on: 3rd February 2020
Kevin H's avatar
Kevin H

Great bank and support

5
It's a great bank. Good products, it could start investing in more, trying to keep up with competitors. Stock. ISA. Mortgage. App works flawlessly and support is really quick and effective. Reviewed on: 3rd February 2020
Luis 's avatar
Luis

THIS IS THE BEST

5
IT JUST F***ING WORKS! Love it, use it everyday, adds up more and more functionalities which are so helpful and totally awesome. Old banks just are archaic and deserve a big refresh of reality from those truly innovative banks living with their time. Reviewed on: 3rd February 2020
NoOne's avatar
NoOne

Full Functionality with Transparency

5
I've only recently switched all of my banking into Monzo, but have been steadily increasing my usage since joining in '17. The functionality is best overall for me, the UI is clean and easy to use but what sets them apart from the competition is the community engagement and the transparency of their development. Reviewed on: 3rd February 2020
Mike's avatar
Mike

Best ever!

5
The best UK current account from all of the banks! Reviewed on: 3rd February 2020
Piotr Kilimnik's avatar
Piotr Kilimnik

Fantastic customer-centric offering

5
Intuitive app with great customer service. Their customer transparency is second to none. Reviewed on: 3rd February 2020
Daniel Savage's avatar
Daniel Savage

Everything I need in a bank

5
Monzo made banking for me so easy. I moved to the UK from Canada a few years ago and wasn’t sure how to get setup with a bank. A friend recommended Monzo to me and I’m so happy I listened. Monzo has helped me manage my money and track my spending in ways I didn’t think I needed. It has also made paying bills and sharing costs with my partner easier than ever. I have a personal and a joint account with Monzo and i have recommended this bank to many friends since joining. Reviewed on: 3rd February 2020
Lindsianderson's avatar
Lindsianderson

Best App and Customer support ever

5
Never found an issue with the bank, pay day early is the best bit Reviewed on: 3rd February 2020
Hemanth's avatar
Hemanth

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