Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,223 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17223)

Fantastic product, fantastic service, fantastic people

5
Monzo brings banking to the 21st century by having everything be instant and reliable across the board. Need help? You get a response usually within minutes that actually answers your questions and helps you with your issue. Reviewed on: 17th January 2018

Amazing

5
Faultless experience. Clearly going to be the leader in banking in a few years time. Reviewed on: 17th January 2018

Revolutionary

5
Fantastic customer service, helpful community, and I manage my money so much better now. I can't imagine having transactions that don't come instantly anymore Reviewed on: 17th January 2018

Great service great app

5
So excited about this app. Can’t wait for it to get better Reviewed on: 16th January 2018

The future of banking

5
New, exciting, invigorating. Words you’d never associate with a bank until Monzo came along. They do things, and they do them well. Reviewed on: 16th January 2018

Life Saver

5
Every Monday I used to get a text from my bank saying I was into an emergency overdraft and that I need to rectify it of risk paying £5/day. I was spending too much over the weekends. I wasn’t in control of how much I was spending. Since moving to Monzo I can accurately see how much is going out of my account the moment it happens - I keep better track of my finances. Haven’t got they overdraft text ever since. Reviewed on: 16th January 2018

Hot Coral Goodness

5
What is there to not like about Monzo? Speedy customer service by real people that care, instant spending notifications, track your spending on a map, freeze your card whenever you like, separate savings into different pots, and this is just the tip of the iceberg. Bring on the future with Monzo, and say goodbye to your out dated high-street bank! Reviewed on: 16th January 2018

Truly a bank for the future...

5
At the minute, Monzo is lacking in features but boy does it make up for this in other areas. If you ever have to contact the customer service, they very quickly resolve your issue and it's always done with a smile (or a few gifs and emjois). The realtime notifications and pots are amazing, they have helped me budget more successfully and for once, be confident in my finances. Reviewed on: 16th January 2018

Absolutely Amazing

5
Coming from out of the UK, this has been the most amazing banking experience I've ever had - and I had A LOT. From not being able to open an account with most of major banks because I failed their "we-only-thought-of-the-happy-path" KYC tests to support. It's just MILES better than what any other bank is giving to their customers at this point. Not even close, in fact. Plus, amazing community and people behind it :) Very, very strongly recommend. Reviewed on: 16th January 2018

A friendly modern bank

5
I love the chatty customer support transparency about plans and problems and most of all the commitment to open banking and the bank as a marketplace rather than a walled garden. Reviewed on: 16th January 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2512 reviews
    Monzo
    View all products