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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great account

5
This is the best bank I have ever been with. It has so many useful tools and its notifications are brilliant. It shows you every time your card is used and adds up for you how much you ve spent that day so you never overspend because your not sure how much you ve spent on your card. You can get paid a day early and I had a problem where sainsburys had charged me twice and they refunded my money back into my account immediately I didn't have to wait while they 'investigated it' . So far everything about this bank has been above and beyond what I've recieved from other accounts. I love my monzo account. Reviewed on: 4th February 2020
Moyna bailey's avatar
Moyna bailey

No hassle bank account!

5
Just so simple to use and no hassle. Banking with other more traditional banks was always so cumbersome, with Monzo I can do all my personal banking on my 5 minute walk to work! Reviewed on: 4th February 2020
Alexj12's avatar
Alexj12

Still Innovative and Fresh

5
Look not further than Monzo for a banking experience that solidly embodies what people want from their current account Reviewed on: 3rd February 2020
Ryan Specter's avatar
Ryan Specter

Monzo

5
They good,they are so good no spend no pay ,50p per day for overdraft ,thank you Monzo Reviewed on: 3rd February 2020
Radovan Simeonov 's avatar
Radovan Simeonov

Brilliant service

5
Good service and great app. Live chat always available Reviewed on: 3rd February 2020
Jaimal Bharania's avatar
Jaimal Bharania

Fab

5
Really user friendly and very helpful for budgeting with as many mini pots as you need Reviewed on: 3rd February 2020
Kathie Maynard's avatar
Kathie Maynard

Great Bank

5
Never had any issues with them since opening. Hard to say about others Reviewed on: 3rd February 2020
BQ's avatar
BQ

No

5
I have no review about which I choose, just for I love Monzo for my UK bank account. Reviewed on: 3rd February 2020
Shengyu Yao's avatar
Shengyu Yao

A flexible and intuitive bank that helps with everyday life :)

5
I just thought Monzo was great for those great (but quick) weekends travelling outside the UK. Instead, I found myself using for everything. from being paid to managing my bills and last but not least my savings too. I have contacted customer service too once, and they were kind and resolve my query within minutes, talking me through the app and its perks. I love being notified on my phone as soon as payments come through. Reviewed on: 3rd February 2020
AnnaA's avatar
AnnaA

Amazing and convenient

5
So easy to use, user-friendly app and good rates Reviewed on: 3rd February 2020
Clara Lim's avatar
Clara Lim

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