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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19303 reviews)

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4.92

Based on 19,303 reviews, last reviewed 14th Apr 2026

101300% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I was with another large bank for years and have see... I was with another large bank for years and have seen massive improvements since switching to Monzo Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19303)

Love Monzo

I love Monzo - it has really helped me keep a track of my spending. Reviewed on: 27th January 2020

Game-Changer!

Monzo is amazing for helping me save money. With such an amazing app, it's easy to navigate and is easy to do as you wish with full control over my money. Reviewed on: 27th January 2020

The best bank in the UK

Unless you're a boomer, Monzo is the bank for you. You can access everything from your phone and the amount of small details and features that no other bank supports is just stunning. Reviewed on: 27th January 2020

Keeps getting better and better

Couldn't be happier to be a monzo customer Reviewed on: 26th January 2020

Bank that speaks your language

It’s super easy to chat to customer support and they speak your language, not the financial lingo. The banking app just works. It’s unlike any other bank. Reviewed on: 26th January 2020

Brilliant 10/10

Great app with a whole range of innovative features that legacy banks are constantly trying to imitate. Monzo at the moment is miles ahead of the competition. Reviewed on: 26th January 2020

Just awesome!

Customer service is great and often fast! Reviewed on: 26th January 2020

Best bank ever

If you want a bank without complications, no small prints, very good exchange rate and you can use the card abroad without complications, this is your bank. Reviewed on: 26th January 2020

Most convenient UK bank

Combination of direct debits coming out of pots and salary sorter is awesome Reviewed on: 26th January 2020

Best fintech bank out there

So easy to split bills with friends, budgeting, expense summary Reviewed on: 26th January 2020

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