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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great bank all round.

5
Amazing application design with the way they’ve made savings pots very easy to access. Also now allowing you to earn interest on these adds to the benefits, real time transaction data is amazing and integrations with IFTTT is awesome. Reviewed on: 4th February 2020
Twixellzz's avatar
Twixellzz

Excellent

5
One of the finest banks in UK and rewarding for customer and no hassles Reviewed on: 4th February 2020
Leon Desai's avatar
Leon Desai

Best bank ever

5
Great online bank that really cares about providing for customers, with innovative tools and products that promote better spending habits and savings Reviewed on: 4th February 2020
Jack Lister's avatar
Jack Lister

Refreshingly good banking experience

4
Great app, low fees, open and honest about where they charge you money. Only problem I've faced is that you cannot yet reliably receive international transfers. Reviewed on: 4th February 2020
RJ's avatar
RJ

Really good

5
Has been really good. Great service, app, support Reviewed on: 4th February 2020
RianOC's avatar
RianOC

Works really well

5
It just works, providing push notifications, handy overdraft, good spending analysis. Their support works well too. Reviewed on: 4th February 2020
Elena's avatar
Elena

Great bank

5
A very good bank and very easy to use the app Reviewed on: 4th February 2020
Mattwithey's avatar
Mattwithey

Friendly and so efficient

5
Due to there immediate alerts on spending , I was able to get a refund from a company who’s web site was tricking and misleading , they had taken an additional £95.00 along side the agreed amount of a one off £3.95. Using there chat with us button !!! , I was able to cancel the £95.00 monthly subscription right away and get a refund , Because the team at Monzo we’re able to guide me through the process. It was not easy but , The staff on the Monzo chat explained everything clearly guiding me through the process quickly and efficiently , explaining everything clearly to me so I understood it , They were friendly and supportive throughout . This was on a Sunday And sorted on the Sunday , all done by there chat page . Brilliant Reviewed on: 4th February 2020
Justine Harrison-Bond's avatar
Justine Harrison-Bond

Visibility, control and a human touch

5
Since joining Monzo, I’ve had far more visibility over my money and actually been able to save properly for the first time. My partner and I have a joint account and it makes managing our finances far easier. Support (when I’ve used it) has been generally great too, the ability to chat to someone in the app is really handy. Reviewed on: 4th February 2020
AH's avatar
AH

Awesome product

5
Brilliant product, so easy and transparent to use! Excellent for travel but also makes everyday banking a breeze. Reviewed on: 4th February 2020
Kelly's avatar
Kelly

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