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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19298 reviews)

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4.92

Based on 19,298 reviews, last reviewed 14th Apr 2026

101050% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Mostly everything you need under one banking app.... App is super easy to use, modern and fun. Monzo pots have helped me save for the first time ever. Love round ups, saving challenges etc, Monzo flex wo... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19298)

Couldn't ask for more

Monzo is great, I managed to open my account when any other bank wouldn't let me because I had no proof of address. I can get my salary earlier than all my colleagues, pots are really easy to manage and there's also savings pots. Also, they recently added overdraft. Reviewed on: 27th January 2020

Great service

Use this for all my spending and love that can set up different pots and even round up money so take the spare change to be saved for a rainy day Reviewed on: 27th January 2020

Great product

Very useful for tracking my spending and for fx on holiday Reviewed on: 27th January 2020

Easiest live banking

Great app, live updates. The pots are a great way to partition your money. Reviewed on: 27th January 2020

Best bank

Monzo Is the best bank I have been with hands down from instant notification to instant access to my account and access to savings accounts there is no better bank. Reviewed on: 27th January 2020

Best current account

Easily the best current account on the market. Simple, and easy-to-use product, coupled with flawless customer service. 10/10. Reviewed on: 27th January 2020

Easy, honest banking

Every aspect of the Monzo product suit (app, web, the account itself) is effortless, and Monzo go to painstaking efforts to be transparent about every aspect of their banking community - kudos to them. I wish there were more Monzos in the world! Reviewed on: 27th January 2020

The best

Monzo is a great bank with an intuitive design, great customer service and extremely helpful features. I can only see this bank getting better and better as the years go by. Reviewed on: 27th January 2020

Favorite Brand

Relocated from US to UK for work and Monzo made my life so much easier. Had a debit card waiting for me when I arrived. Also was robbed and they refunded me with great customer service along the way. Couldn’t be happier with Monzo Reviewed on: 27th January 2020

So good!

Love this bank, makes it so easy to keep track of your money and save without any effort Reviewed on: 27th January 2020

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