Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

Excellent product

5
Monzo has made me enjoy dealing with my bank. It's super easy to use and the staff are always helpful. Reviewed on: 6th February 2020
Brandon Anthony Burton's avatar
Brandon Anthony Burton

Monzo has my back!

5
I just love using Monzo. Every time I manage my account or make a purchase it’s so much more enjoyable than any traditional bank I’ve used in the past, and love seeing it disrupt the industry. Most importantly, it keeps me close to my finances (I’ve now got a savings account with them too), and this has had a really significant effect on my own money management. Reviewed on: 6th February 2020
Lucy Williams's avatar
Lucy Williams

The best bank of the UK

5
Simply the best app for banking, Monzo love Reviewed on: 6th February 2020
Ayden's avatar
Ayden

Excellent product!

5
Simple, easy to use - the way banking should be Reviewed on: 6th February 2020
thespindoctor21's avatar
thespindoctor21

Exceptionally brilliant detailed and thorough statements

5
Brilliant interface, delightful app, and most of all you can actually see a detailed time-stamped movement of every bit of your money from all the accounts and custom money pots. Exceptional bank with clear services and international transfer fees. Reviewed on: 6th February 2020
Omar's avatar
Omar

Excellent service

5
No complain with Monzo. Also I like the technology behind that and open they are on the way they work. Reviewed on: 6th February 2020
tasos4q's avatar
tasos4q

Revolutionary banking experience

5
The Monzo banking app is designed so well that somehow it makes you actually enjoy using the app - finances are normally a boring thing, but not anymore! Getting to see my summary month-on-month of how much I'm spending against my budget, split bills easily with friends and set up shared tabs makes staying on top of your finances infinitely easier. Now that I've tried it, I would recommend it to anyone and everyone. Reviewed on: 6th February 2020
Sam Johnston's avatar
Sam Johnston

Really convenient

4
Really like the little features which makes my life a bit easier like salary sort and getting paid early plus it's really easy to manage and understand. Reviewed on: 6th February 2020
Storm C Harrison's avatar
Storm C Harrison

Best Digital Bank in UK that I know

4
Great looking app with features that just work. Reliable even with no internet connection. Reviewed on: 6th February 2020
Sm's avatar
Sm

Very good banking app

5
Monzo is great. Very quick and simple to use. I like it. Reviewed on: 6th February 2020
Sheila's avatar
Sheila

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill