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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

loving Monzo

5
Easy to use from the start, great customer service... not to mention the lovely bright card... Do wonder what else Monzo will come up with Reviewed on: 6th February 2020

Brilliant bank

5
Been with this bank since the beginning! Since before they even offered current accounts! I've recommended them to all my friends and family, most of which have joined up! Reviewed on: 6th February 2020

Simply the best.

5
So monzo has not only allowed me to engage and manages my financial life it has shown me the route to success on a financial level and from what I see and read I am not an isolated case, the hope and guidance offered by this account is helping many people find a new lease of life and I greater financial understanding offering hope to many. Rock on Monzo, :) Reviewed on: 6th February 2020

The best bank

5
The best bank in the world is Monzo Reviewed on: 6th February 2020

From just me, to the whole family!

5
I can't speak more highly of my Monzo account! I've introduced my entire immediate family, (and they all have joint accounts with their partners too), a number of my friends, and even work colleagues. Many of whom have gone FULL MONZO! It's changed the way I do banking and I would certainly recommend any one to open an account! Reviewed on: 6th February 2020

Bank in my pocket

5
Elegant, informing, putting me and my family back in control of our money. Reviewed on: 6th February 2020

Great product that works for modern times

4
It just makes life easier and you know exactly where you stand in terms of your money. I feel more in control and more able to understand how my choices are affecting my finances. It's a brilliant product, simple easy to use and what a time to be alive with innovation and industry shake up like this. Reviewed on: 6th February 2020

The bank (and app) I've been waiting for!

5
Since moving to monzo I've been able to be smarter with my money; adjust my spend accordingly and save better! It also makes sending money to friends much easier! Reviewed on: 6th February 2020

Best bank ever

5
Monzo is truly amazing, I love the ease of use and nice design of the app. Support are super friendly too Reviewed on: 6th February 2020

Superb product and service

5
Completely changed the way I control and see my own money. Feels like it “democratises” financial data about myself. Reviewed on: 6th February 2020

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