Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,296 reviews, last reviewed 14th Apr 2026
101000% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most user friendly Easiest bank to use most user friendly Reviewed on: 14th April 2026
Jack 's avatar
Jack

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
Alex's avatar
Alex
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19296)

Fantastic bank pushes the others to follow

5
Best bank and all from an app least to use Reviewed on: 28th January 2020
Myles Vale's avatar
Myles Vale

Amazing!

5
Without a doubt theeee BEST banking platform out there cant fault it 1 single bit its just an ace bank Reviewed on: 28th January 2020
Stuiee Mezz's avatar
Stuiee Mezz

Brilliant

5
Super modern Bank with a brilliant app that makes it easy to take control of your money Reviewed on: 28th January 2020
Bruno Zub's avatar
Bruno Zub

Simple and Quick

4
Instant notification of spending and income is a market leading feature. Best market rates. Reviewed on: 28th January 2020
Joey's avatar
Joey

Best Online Branchless Bank

5
Couldn't have been more happier with Monzo. Reviewed on: 28th January 2020
CS KHOR's avatar
CS KHOR

Professionalism

5
They know how to set up an app, what the user need. There is no question about their professionalism . They’re just simply amazing :) Reviewed on: 27th January 2020
Peter's avatar
Peter

My favourite app even when Im skint

5
I’m using Monzo a few years now and honestly am so happy with how it has evolved. The features are all ones I use every day and ones that have genuinely changed my life, enabled me to save, spend responsibly and make banking fun. Banking apps used to fill me with dread - now I get excited to open my Monzo app no matter how low my balance is! Also, their customer service is personal, quick & always positive. I love how the instant message makes me think I’m messaging a mate to help me out. I love what you do Monzo, can’t wait for new features in the future Reviewed on: 27th January 2020
Michelle Allen's avatar
Michelle Allen

Never had a problem with it

5
Always working properly. Reasonable response time from customer service. Reviewed on: 27th January 2020
Mahdi Tajki's avatar
Mahdi Tajki

Absolutely brilliant service

5
Quick and easy, 21st century banking at its best. Reviewed on: 27th January 2020
Evelina's avatar
Evelina

Simple, just works, great customer service

5
Great app banking, card that is wonderful coral and banking how it should be!!! Reviewed on: 27th January 2020
Mansuk Hirani's avatar
Mansuk Hirani

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill