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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18646 reviews)

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4.93

Based on 18,646 reviews, last reviewed 12th Mar 2026

46433% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love Monzo, the ease of the whole app and I always... I love Monzo, the ease of the whole app and I always struggled saving money but now with different pots and saving challenges I’m managing to save mor... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Don't have your back They don't look after you when you need them most. Will lock your account with no explanation or timeline of resolution, leaving you without funds to ... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18646)

Best Bank

Best Bank. Love Them! Very easy to use app and very friendly customer support. Reviewed on: 12th November 2019

Best bank out there

Switched over my current account and love the experience from changing direct debit alerts to pots, pots are heaven and now being able to pay out of them is great! Reviewed on: 12th November 2019

Best for budgeting and planning

Monzo helps budget for current month with spending categories. And plan for future expenses such as cars and holidays with pots. Reviewed on: 12th November 2019

I plug it to everyone

I cant get enough of monzo. After bouncing around several ‘big’ banks, ive finally settled. The app is the best ive interacted with. I mention it to practically anyone i meet and respect anyone who flashes their hot coral in public Reviewed on: 12th November 2019

Great Bank and Brilliant customer service very helpful

Very good Bank with very modern features which makes its easy to manage your money. Customer service is very helpful if you have any problems. Would highly recommend. Reviewed on: 12th November 2019

Best bank

Great service and miles ahead any bank I've used! Reviewed on: 12th November 2019

Revolutionary banking

Never had a single problem in eighteen months with Monzo. It is my primary bank account, and saves me money by allowing me to categorise my spending, make budgets, and look at cashflow forecasts. Very highly recommended. Reviewed on: 12th November 2019

The Best Bank

The amazing mobile app which makes it incredibly easy to manage your money with excellent unmatched customer service 24/7 with unmatched waiting times. By far the best bank in the uk. What more do you need from a bank. Reviewed on: 12th November 2019

Brilliant Banking!

I'm terrible at saving, however since I've moved to Monzo, I've managed to squirrel away nearly £400 in a matter of months ready for Christmas! I can separate my money, save, pay bills, and get my salary/expenses a day early, all with Monzo! Reviewed on: 12th November 2019

Hands down the best bank out there!!

I’ve been using Monzo for many years - I made the full switch to current account about a year ago and have never looked back. As soon as business accounts are live I will be moving over to there too, currently using starling for business but it’s pretty poor. Reviewed on: 12th November 2019

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