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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The best app and the best bank, rolled into one!

5
Where to begin with Monzo? They offer the most speedy to use app that shows me what I need to see about my money and my account instantly. The attention to detail, with all the features they promote are second to none - and the backbone of this company, with its ethics and stellar customer service round off what is now my favourite app on my phone. And the place all my finances call home! Reviewed on: 28th January 2020
Felix M's avatar
Felix M

Functional

5
Best app reliable easy to use solution for many people and shut many restrictions Reviewed on: 28th January 2020
Aquiles Izaguirre's avatar
Aquiles Izaguirre

Best bank Ever

5
Monzo is the most innovative and easy yo use bank. They thought of everything. Reviewed on: 28th January 2020
Thomas Garay's avatar
Thomas Garay

Great online bank!

5
I have been using monzo for over a year and it’s really helped me in tracking my money, saving easily with the options they have available. I would greatly advise anyone to use this great bank!! Reviewed on: 28th January 2020
Sion Jones's avatar
Sion Jones

Teaching the big banks some lessons

5
Have had an account for well over a year and will not be going back to the big banks. I always know where I am with the balance always taking into account upcoming bills. If I have had to contact them the response on webchat has been really quick and any issues dealt with efficiently. Sterling work around customers with gambling problems. Would recommend to anyone. Reviewed on: 28th January 2020
Dthm's avatar
Dthm

The Kind of Bank I'm Proud to be a Customer of

5
I love Monzo. I love how forward thinking they are, how modern the app is, how quickly they respond to complaints and how engaged they are with their customers Reviewed on: 28th January 2020
Ebba's avatar
Ebba

Love it

5
Great bank and makes controlling your spending very efficient Reviewed on: 28th January 2020
Aneurun's avatar
Aneurun

Easy banking

5
Monzo is easy to use and bank with , Can control everything with my online account , See my spending at once and many other things , I believe they also give now loans at a fantastic rate , which i may use in the near future . Been now with Monzo for a couple of Years and never had any issues , hopefully it will stay that way . Well done Monzo Bank . Reviewed on: 28th January 2020
Kopfschmerzen's avatar
Kopfschmerzen

Brilliant

5
Brilliant, easy bank, modern, up to date and a great app which allows me to take control of my money. I travel abroad a lot too, so the fact that I can use my card for free is amazing. Reviewed on: 28th January 2020
Laura Chapman's avatar
Laura Chapman

Very quick and simple to use

5
Everything I've tried to do on Monzo was done quickly and easily as opposed to using other banks that take ages to get anything done Reviewed on: 28th January 2020
treetops81's avatar
treetops81

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