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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great product

Very useful for tracking my spending and for fx on holiday Reviewed on: 27th January 2020

Easiest live banking

Great app, live updates. The pots are a great way to partition your money. Reviewed on: 27th January 2020

Best bank

Monzo Is the best bank I have been with hands down from instant notification to instant access to my account and access to savings accounts there is no better bank. Reviewed on: 27th January 2020

Best current account

Easily the best current account on the market. Simple, and easy-to-use product, coupled with flawless customer service. 10/10. Reviewed on: 27th January 2020

Easy, honest banking

Every aspect of the Monzo product suit (app, web, the account itself) is effortless, and Monzo go to painstaking efforts to be transparent about every aspect of their banking community - kudos to them. I wish there were more Monzos in the world! Reviewed on: 27th January 2020

The best

Monzo is a great bank with an intuitive design, great customer service and extremely helpful features. I can only see this bank getting better and better as the years go by. Reviewed on: 27th January 2020

Favorite Brand

Relocated from US to UK for work and Monzo made my life so much easier. Had a debit card waiting for me when I arrived. Also was robbed and they refunded me with great customer service along the way. Couldn’t be happier with Monzo Reviewed on: 27th January 2020

So good!

Love this bank, makes it so easy to keep track of your money and save without any effort Reviewed on: 27th January 2020

Fantastic account that's easy to use and helps you . take control

Never have I been able to take control of my finances as well as I have since joining Monzo. IFTTT & Pots are fantastic. Reviewed on: 27th January 2020

do it

fantastic company - well worth sticking with Reviewed on: 27th January 2020

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