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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Everything is easier now

5
I can see exactly what's taking money and when. I can download histories for processing after the month. I'm very happy in comparison with my old bank. I completed the full switch about a year ago and haven't looked back. The app has had some stability issues but that seems to be resolved now. Reviewed on: 28th January 2020
Keif Gwinn's avatar
Keif Gwinn

Really good

5
I love monzo, it’s the GOAT. So easy to use and helpful! Reviewed on: 28th January 2020
Olly's avatar
Olly

The bank built for its users

5
Best user experience, best customer support, love monzo! Reviewed on: 28th January 2020
Greg 's avatar
Greg

Most user friendly app!

5
Brilliant user interface, support 24/7, continuous improvement Reviewed on: 28th January 2020
Bernardo Pronto's avatar
Bernardo Pronto

A bank for the modern user

5
A good bank for the modern user who wants no fuss and a really reliable service. Plus the budgeting tools are so good and so clear that I actually stick to a budget now, when I never did before. Reviewed on: 28th January 2020
Eddee's avatar
Eddee

Exactly what a modern mobile-only bank should be!

5
Monzo is simply great: from customer service, to continuous significant updates, from app security to ease of use, from saving products to joint accounts...what else could a customer need? And the fact that it's free, without sneaky monthly costs to activate the best features (I am looking at you Revolut) makes their relationship to their customers that much more honest and clear. Reviewed on: 28th January 2020
mdm's avatar
mdm

Loan

4
I wish Monzo does easier access to Loans. Reviewed on: 28th January 2020
Ivo John's avatar
Ivo John

Fantastic bank pushes the others to follow

5
Best bank and all from an app least to use Reviewed on: 28th January 2020
Myles Vale's avatar
Myles Vale

Amazing!

5
Without a doubt theeee BEST banking platform out there cant fault it 1 single bit its just an ace bank Reviewed on: 28th January 2020
Stuiee Mezz's avatar
Stuiee Mezz

Brilliant

5
Super modern Bank with a brilliant app that makes it easy to take control of your money Reviewed on: 28th January 2020
Bruno Zub's avatar
Bruno Zub

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