Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

Simple and Quick

4
Instant notification of spending and income is a market leading feature. Best market rates. Reviewed on: 28th January 2020
Joey's avatar
Joey

Best Online Branchless Bank

5
Couldn't have been more happier with Monzo. Reviewed on: 28th January 2020
CS KHOR's avatar
CS KHOR

Professionalism

5
They know how to set up an app, what the user need. There is no question about their professionalism . They’re just simply amazing :) Reviewed on: 27th January 2020
Peter's avatar
Peter

My favourite app even when Im skint

5
I’m using Monzo a few years now and honestly am so happy with how it has evolved. The features are all ones I use every day and ones that have genuinely changed my life, enabled me to save, spend responsibly and make banking fun. Banking apps used to fill me with dread - now I get excited to open my Monzo app no matter how low my balance is! Also, their customer service is personal, quick & always positive. I love how the instant message makes me think I’m messaging a mate to help me out. I love what you do Monzo, can’t wait for new features in the future Reviewed on: 27th January 2020
Michelle Allen's avatar
Michelle Allen

Never had a problem with it

5
Always working properly. Reasonable response time from customer service. Reviewed on: 27th January 2020
Mahdi Tajki's avatar
Mahdi Tajki

Absolutely brilliant service

5
Quick and easy, 21st century banking at its best. Reviewed on: 27th January 2020
Evelina's avatar
Evelina

Simple, just works, great customer service

5
Great app banking, card that is wonderful coral and banking how it should be!!! Reviewed on: 27th January 2020
Mansuk Hirani's avatar
Mansuk Hirani

Handy & uncomplicated

4
The app is handy to use, the card practically glows in the dark, and I've encountered no issues since joining a couple years back. I currently use Monzo as a spending card/account, as i am keeping my traditional back account open to refine an existing credit score...and i am not sure that Monzo works with Clearscore etc at this stage. Reviewed on: 27th January 2020
Emergencylime's avatar
Emergencylime

Great customer focused product

5
I feel like Monzo was built with me in mind. Their customer service is outstanding and their user experience is clean and efficient and pleasant to use. Reviewed on: 27th January 2020
Christelle Xu's avatar
Christelle Xu

Such an easy experience from the start.

5
Having lived in Spain for many years, I wanted to return to the UK and set up a bank account in the quickest time possible. I chose Monzo as just an interim bank until I could find a high street bank. I was so blown away by the forward thinking of this bank and the simplicity. I've had a more satisfying banking experience from this bank in 7 months than 10 years with my previous high street bank. The overall experience convinced me to make Monzo my main bank account. Reviewed on: 27th January 2020
David's avatar
David

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill