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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Game Changer

5
For me Monzo has changed my financial life, pots allow me to separate funds, set saving goals and automated savings challenges with IFTTT means I have automated savings pots to cover unexpected expenses. Reviewed on: 27th January 2020
Simon D's avatar
Simon D

Amazing

5
A regular bank wouldn’t dream of offering you your wages a day early. Monzo do! It makes your life so much more easier. Reviewed on: 27th January 2020
Daragh Joe Eason's avatar
Daragh Joe Eason

Refreshing banking

5
Monzo has revolutionised the way I manage my money. From pots for organising money to the best foreign exchange rates when using the card abroad. For me Monzo is the stick by which all other banks are measured. Reviewed on: 27th January 2020
ajc's avatar
ajc

What a bank should be in 2020

5
Has so many features that are just expected from a bank that are used everyday Reviewed on: 27th January 2020
thomas's avatar
thomas

Couldn't ask for more

5
Monzo is great, I managed to open my account when any other bank wouldn't let me because I had no proof of address. I can get my salary earlier than all my colleagues, pots are really easy to manage and there's also savings pots. Also, they recently added overdraft. Reviewed on: 27th January 2020
Cristian's avatar
Cristian

Great service

5
Use this for all my spending and love that can set up different pots and even round up money so take the spare change to be saved for a rainy day Reviewed on: 27th January 2020
Emma's avatar
Emma

Great product

5
Very useful for tracking my spending and for fx on holiday Reviewed on: 27th January 2020
KN's avatar
KN

Easiest live banking

5
Great app, live updates. The pots are a great way to partition your money. Reviewed on: 27th January 2020
Chris's avatar
Chris

Best bank

5
Monzo Is the best bank I have been with hands down from instant notification to instant access to my account and access to savings accounts there is no better bank. Reviewed on: 27th January 2020
Philriddellwork@gmail.com 's avatar
[email protected]

Best current account

5
Easily the best current account on the market. Simple, and easy-to-use product, coupled with flawless customer service. 10/10. Reviewed on: 27th January 2020
Chris's avatar
Chris

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