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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Super efficient.

My aim is to be a great manager of my finances and Monzo has truly complemented that process for me on the basis of how easy it is to navigate, create multiple pots, send and receive money. It allows you to keep tabs on almost everything which I’ve really got to say props to the Monzo team. Reviewed on: 26th January 2020

User friendly banking

I highly recommend Monzo it’s so easy to use and has really useful ways to save money. Easy to make payments and transfer money. Reviewed on: 26th January 2020

Fantastic

Gone full Monzo and have no regrets fantastic banking experience Reviewed on: 25th January 2020

Best current account

Love them. Moved to them from my original current account with Lloyds Reviewed on: 25th January 2020

Excellent and feels like a young bank

Instant updates are a great way to track money and I love having different pots without have different accounts! Reviewed on: 25th January 2020

Best

Is very good and easy to understand Reviewed on: 25th January 2020

Blocked account as with many others

I was using this place fine and was actually enjoying my experience until one day i woke up to a message saying my account was frozen for no absolute reason. I tried to ask why but was never ever replied to. I only used the account mainly for savings and transferring to family because my traditional bank’s app was not letting me log in simply. But my issue is that even after I was frozen out I couldn’t access any funds at all and it also blocked my mother and girlfriend’s accounts which I had recommended them to get. Very poor customer experience Reviewed on: 25th January 2020

Great app.,

Fully featured current account without hard sell. Low cost with great app. Reviewed on: 25th January 2020

Great account with great features

I love having an overview of all my transactions including failed and attempted ones. The predictions and direct debit previews are also great and allow me to plan in advance where my funds go. I enjoy using pots as an easy way to hold money for when I need it later without the hassle of transferring between accounts. Reviewed on: 25th January 2020

Amazing

Given me a whole new outlook on money, I now don’t have to worry about it and been able to automate my outgoings and incomings. Plus I get paid a day early! Reviewed on: 25th January 2020

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