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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo bank is great

5
So far it been ok with me it’s ok with my direct debits and they remand me on my account infos, and if I don’t have money in my account before my direct debits come through they will let me know Reviewed on: 13th April 2021
Adefemi F Fabamise's avatar
Adefemi F Fabamise

Changed how I see money

5
Monzo has helped me to redefine how I see my money, from dividing cash up into pots to save for occasions and rainy days to really breaking down where all the pennies go. It’s not often I’d say I’m grateful to a bank but they really understand what people want to see from their financial institutions. Reviewed on: 13th April 2021
Jon Brady's avatar
Jon Brady

Great bank easy to use

5
Love being with monzo so helpful and very quick replies to any questions you may have Reviewed on: 13th April 2021
Jamie Mcdonnell's avatar
Jamie Mcdonnell

Have loved Monzo since day 1

5
I’ve been with Monzo since it was still a travel card I topped up and I was a ‘Beta’ user and I’ve honestly never looked back. Such a fan! Reviewed on: 13th April 2021
jack-fossey@hotmail.co.uk's avatar
[email protected]

Easy to use

5
Shared with family and friends and makes shared bills and nights out a lot easier Reviewed on: 13th April 2021
Fraser Waugh's avatar
Fraser Waugh

The best online bank that meets all your requirements.

5
Super user friendly app. You don’t need to search for anything, it’s all there easily accessible! Reviewed on: 13th April 2021
Agata's avatar
Agata

Revolutionised my banking

5
Made my finances completely transparent which has helped me get out of my debt from uni and to a point of buying a house Reviewed on: 13th April 2021
Daniel Jack Kellam's avatar
Daniel Jack Kellam

Best Bank

5
Been a Monzo customer for over 3 years and it is my main bank; wouldn't bank anywhere else. Reviewed on: 13th April 2021
Malika's avatar
Malika

Super easy and user friendly!

5
I have used monzo for many years now and have so far recommended to lots of friends and family who have also found it completely brilliant! So user friendly and makes saving so much easier being able to create pots and pay from pots too! Also much better interest rates on saving pots than other banks which is amazing! Reviewed on: 13th April 2021
Elizabeth's avatar
Elizabeth

Excellence all round

5
The absolute pinnacle of British banking. Fast, competent support, amazing features to help manage your money. Reviewed on: 13th April 2021
Sam's avatar
Sam

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