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Monzo: Current Account reviews

4.92
Based on 14,853 reviews, last reviewed 5th Feb 2025
20% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Awesome bank then and now. Awesome bank then and now. Always innovating and improving. The premium account is amazing value for money. Reviewed on: 5th February 2025
Winglad's avatar
Winglad

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14854)

Review of the Monzo, Current Account:

The bank you need for every day life.

5
Really easy to use. App is great and easy to use Reviewed on: 13th April 2024

It is very user friendly.

5
It is very user friendly. The online banking gives a satisfactory experience to the users. We can generate personalised statement whenever we want giving the users ultimate control on their accounts. We can add our other bank accounts and credit cards to have all the information under one app. Reviewed on: 24th May 2024

Veering user friendly and best services

5
Veering user friendly and best services Reviewed on: 24th May 2024

Excellent service on a simple app.

5
Very quick and easy to set up a simple online app. Instant use notification. Great as a foreign currency card exchange rate shown immediately no charges for use abroad Reviewed on: 24th May 2024

Makes banking and budgeting so easy!

5
Makes banking and budgeting so easy! Love the pots as all your direct debits come from there so you can see exactly what disposable income you’ve got. Also means savings can be divided into categories. Love it. Reviewed on: 24th May 2024

Great rates when abroad and way cheaper than the Hig...

4
Great rates when abroad and way cheaper than the Highstreet banks Reviewed on: 24th May 2024

Great bank!

5
Great bank! Easy to use app, good interest rates Reviewed on: 24th May 2024

Better than any High Street bank

5
Great product, love the ease of spending abroad and how the exchange rate is the best available, savings rate is better than any High street bank for instant access. Love the updates from monzo when ever I make a purchase or transaction I get instant update to my phone. My favourite bank by z long mile, the regular High Street banks can learn so much from these about modern day banking. Reviewed on: 24th May 2024

I love Monzo , at home or aboard.

5
I love Monzo , at home or aboard. I don’t know what I would do without it. With the no fees and easy exchange rate it makes holidays that little less stressful. The use of multiple pots and round up is great too. Reviewed on: 24th May 2024

Their app is very easy to use.

5
Their app is very easy to use. I like that I can open 'pots' to save for different things. It also tells me how much money I have left for the month by taking into account all my bills due, I particularly love this feature. Reviewed on: 24th May 2024

My favourite UK Bank

5
Very easy to use app with lots of functionality. Quick to spot fraudulous payments without being intrusive and take the right actions for their customers. Setting up any other plans (e.g. saving or even investing) is easy too. Reviewed on: 24th May 2024

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