Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 16,745 reviews, last reviewed 29th Mar 2025
30583% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service Really helpful monzo bank and good service as well Reviewed on: 29th March 2025
Rimon a's avatar
Rimon a

Latest lowest rating:

1

Poor customer support Their customer service is shockingly poor—what should have been a simple issue turns into week long ordeal Reviewed on: 24th March 2025
Axel's avatar
Axel

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (16745)

Review of the Monzo, Current Account:

Monzo is a good banking system and I am enjoying it

4
I had a very bad experience with an authorised actions on My Monzo MasterCard, but it was all sorted out now. One love bless. Reviewed on: 25th March 2025

Excellent service

5
Really helpful monzo bank and good service as well Reviewed on: 29th March 2025

Online banking is so easy.

5
Online banking is so easy. Moving money is fast and Monzo provide breakdown of spend each month. Being able to transfer money between friends and split bills is great Reviewed on: 28th March 2025

Monzo comes with me around the world.

5
Monzo allows me to travel and not worry about my card not working elsewhere. It also has a friendly interface and friendly people who give me confidence my resources are in good hands. Reviewed on: 28th March 2025

Simplicity

5
Very easy to use, other banks should take note. Reviewed on: 28th March 2025

User first innovations

5
Monzo have created a really user friendly banking interface and experience and have innovative solutions to help create a really smooth experience and make financial literacy less scary Reviewed on: 28th March 2025

Have only recently opened an account and it is great...

5
Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

It tells me how much I have spent a day which is so...

5
It tells me how much I have spent a day which is so good and I love the fact that I can have a locked jar for money Reviewed on: 28th March 2025

Easily open an account compared with other banks, wh...

5
Easily open an account compared with other banks, which is the key for me. Reviewed on: 28th March 2025

Monzo In A summary

5
Monzo have helped me keep track of my money and save my wage and balance my money very well and have good pots for saving while also making money off of it. They also have great service and fast delivery for when i ordered my new card and it was free. Reviewed on: 28th March 2025

I absolutely wouldn’t be able to budget as well as I...

5
I absolutely wouldn’t be able to budget as well as I do without monzo. The pot function is invaluable to me! Reviewed on: 28th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products